Frederick County property record for 5089 Reigate Ct, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,152 sqft · built 2000 |
| Lot Size | 0.361 acres (15,723 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $466,000 (Sep 2020) |
| Tax Bill | $5,801 (2024) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-031007 |
| Primary APN | 01-031007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,152 sqft Living Area |
| Gross Area | 3,632 sqft |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,723 sqft (0.361 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 224 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 031007 |
|---|---|
| Street Address | 5089 REIGATE CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 116 PL 6 SEC 1 15753 SQ. FT. WELLINGTON TRACE |
| Legal Subdivision | WELLINGTON TRACE |
| Legal Lot Number | 116 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 752301 |
Source: Frederick County records · APN 01-031007
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5089 REIGATE CT, FREDERICK, MD 21703-6821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 06, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK |
| Sep 30, 2020 | Deed, Transfer · FHA Mortgage APEX HOME LOANS INC |
| Jan 29, 2020 | Quit Claim Deed, Transfer WATERMARK CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Prior Sale | Jun 03, 2011 · Amount on Record |
| Deed Book / Page | 14128 / 107 |
| Prior Transfer Date | Oct 23, 2019 |
| Prior Transfer Doc | 0134940114 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5089 REIGATE CT, FREDERICK, MD 21703-6821 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0161660349 |
|---|---|
| Date | Oct 06, 2022 |
| Book Page | 16166/349 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 30, 2020 |
| Property Address | 5089 REIGATE CT, FREDERICK, MD 21703-6821 |
| Document Number | 0141280107 |
| Book / Page | 14128 / 107 |
| Map Reference | MB 62 PL 19 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5089 REIGATE CT, FREDERICK, MD 21703-6821 |
| Document Number | 0014128114 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 14128/114 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 29, 2020 |
| Property Address | 5089 REIGATE CT, FREDERICK, MD 21703-6821 |
| Document Number | 0134940114 |
| Book / Page | 013494 / 000114 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5089 REIGATE CT FREDERICK MD 217036821, FREDERICK, MD 21703-6821 |
| Document Number | 134940119 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 013494/000119 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $517,700 (+22.21%) | $609,500 (+29.19%) Land $120,500 Building $489,000 | |
| 2024 | $5,801.00 (+14.83%) | ||
| 2023 | $5,052.00 | $423,600 | $471,800 Land $105,300 Building $366,500 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 567 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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