Island County property record for 5089 E Harbor Rd, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,218 sqft · built 1971 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,348 (Mar 2016) |
| Tax Bill | $596 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R22902-135-4970 |
| Primary APN | R22902-135-4970 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 1,253 sqft |
| 1st Floor Area | 1,218 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Hardboard/Plywood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Detached |
| Garage Area | 1,248 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 85 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5089 E HARBOR RD |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Description | 29 - IN GL 3 SE SE BG NE4 CR SEC 2 W479.37 S1645.14 N47E334.62 TPB N47E100 N42W330 S47W100 S42 E330 TPB EX RD TR 6 UNREC PLAT TIMBERLAND |
| Legal Range | 2E |
| Legal Township | 29N |
| Legal Section | 02 |
| Legal Subdivision | TIMBERLAND 06 |
| Legal Tract | 6 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 971900 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5089 E HARBOR RD, FREELAND, WA 98249-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2016 · Amount on Record |
| Deed Sale | Mar 11, 2016 · Amount on Record |
| Prior Sale | Mar 15, 2010 · Amount on Record |
| Deed Document Number | 20164395594 |
| Prior Transfer Date | Mar 7, 2016 |
| Prior Transfer Doc | 0004395594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5089 E HARBOR RD, FREELAND, WA 98249-9505 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Title Company | CTC |
| Name | Verified Name |
|---|
| Document Number | 0004495332 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 4495332 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596.00 (+8.17%) | ||
| 2025 | $551.00 (+2.99%) Senior Citizen's exemption | $488,062 (+2.87%) Land $260,000 Building $228,062 | $488,062 (+2.87%) Land $260,000 Building $228,062 |
| 2023 | $535.00 Senior Citizen's exemption | $474,464 (+4.83%) Land $240,000 Building $234,464 | $474,464 (+4.83%) Land $240,000 Building $234,464 |
| 2022 | $452,611 Land $240,000 Building $212,611 | $452,611 Land $240,000 Building $212,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL WATERWORKS private · serves 239 people · EPA ID WA5331040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Astound Broadband, Whidbey Telephone.
5G (outdoors only) and 4G LTE
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