5089 Camp Crossing Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5089 Camp Crossing Rd, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Year Built	Built 2023
Square Footage	4,047 sqft Adjusted Area
Occupancy	Owner Occupied
Tax Bill	$3,861.00 (2025)

Owner

Source: DeSoto County records · APN 3-07-1-01-04-0-00037-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5089 CAMP CROSSING RD, HERNANDO, MS 38632-1380
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2024
Deed Sale	Apr 03, 2024
Deed Doc Number	0010245722
Deed Book / Page	1024 / 5722
Record Refreshed	Jun 08, 2026

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 03, 2024
Property Address	5089 CAMP CROSSING RD, HERNANDO, MS 38632-1380
Document Number	01024/5722
Book / Page	1024 / 5722
Map Reference	MB 146 PG 28
Instrument Date	Mar 28, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025
Title Company	DHI TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7264 ALLISON RD, OLIVE BRANCH, MS 38654-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5089 CAMP CROSSING, HERNANDO, MS 38632-1380

Mortgage

Document Number	0566129458
Date	Apr 03, 2024
Instrument	5661/29458

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 01, 2029
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Margin	2
Max Rate	10.5%

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,861.00	$49,850 Land $4,500 Building $45,350	$498,500 Land $45,000 Building $453,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	About 1 in 685 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`3-07-1-01-04-0-00037-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,047 sqft Adjusted Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof

Location & Zoning

Street Address	5089 CAMP CROSSING RD
City	HERNANDO
State	MS
Zip	38632-1380
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT CAMP CREEK PH 2 LOT 37
Legal Phase	2
Legal Lot Number	37
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1018
Census Tract	71002