Lorain County property record for 50888 Garfield Rd, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,888 sqft · built 1988 |
| Lot Size | 6.42 acres (279,655 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,500 (Jan 2015) |
| Tax Bill | $4,817 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-14-006-000-010 |
| Primary APN | 08-14-006-000-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| 2nd Floor Area | 1,288 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 279,655 sqft (6.42 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 144 sqft |
| Patio Area | 792 sqft |
| Balcony | Balcony |
| Balcony Area | 224 sqft |
| Pole Barn | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 50888 GARFIELD RD |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37-08-008B -068-01 |
| Legal Tract | 14 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | HENRIETTA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 92100 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 50888 GARFIELD RD, OBERLIN, OH 44074-9685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Aug 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2015 · Amount on Record |
| Deed Sale | Jan 16, 2015 · Amount on Record |
| Prior Sale | Apr 20, 1999 |
| Deed Document Number | 2015000168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 50888 GARFIELD RD, OBERLIN, OH 44074-9685 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 50888 GARFIELD RD, OBERLIN, OH 44074-9685 |
| Document Number | 0000936761 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023-0936761 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 50888 GARFIELD RD, OBERLIN, OH 44074-9685 |
| Document Number | 0000727579 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 50888 GARFIELD RD OBERLIN OH 440749685, OBERLIN, OH 44074-9685 |
| Document Number | 0000727579 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 727579 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Henrietta Township |
| Unified School District | Firelands Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,817.00 | $113,060 (+%) Land $30,630 Building $82,430 | $323,020 (-) Land $87,510 Building $235,510 |
| 2024 | $4,817.00 (+0.84%) | $113,058 (+15.17%) Land $30,629 Building $82,429 | $323,020 (+15.18%) Land $87,510 Building $235,510 |
| 2023 | $4,777.00 (+3.56%) | $98,162 (-0.01%) Land $28,655 Building $69,507 | $280,460 (-) Land $81,870 Building $198,590 |
| 2022 | $4,613.00 | $98,170 Land $28,660 Building $69,510 | |
| 2021 | $280,460 Land $81,870 Building $198,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2023) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
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