5088 Bonton Rd, Minster, OH 45865 Property Records

Shelby County property record for 5088 Bonton Rd, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,792 sqft · built 1990
Lot Size	1.1 acres (48,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,500 (Nov 2023)
Tax Bill	$5,312 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`35-0806102.001`

Property Details

APN / Parcel Number

Primary APN	`35-0806102.001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,792 sqft Living Area
1st Floor Area	1,692 sqft
Upper Floors Area	1,100 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Brick
Roof Material	Shingle
Lot Area	48,224 sqft (1.1 acres)
Lot Dimensions	176 ft deep x 274 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	230 sqft
Patio Area	266 sqft
Shed	1 Shed
Shed Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Street Address	5088 BONTON RD
City	MINSTER
State	OH
Zip	45865-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 218 BON TON ADDITION LAKE LORAMIE 255-08-06-102-001PLAT V14 P42
Legal Subdivision	BON TON ADDITION LAKE LORAMIE
Legal Lot Number	218
Jurisdiction	SHELBY OH
Township / Civil Division	MCLEAN
Census Block Group	1
Census Block	1007
Census Tract	971600

Owner

Source: Shelby County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5088 BONTON RD, MINSTER, OH 45865-9502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
May 15, 2026	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Nov 7, 2023	Intrafamily Transfer, Transfer
Aug 19, 2020	Warranty Deed, Transfer · Line of Credit MINSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20235044
Deed Book / Page	2317 / 1334
Prior Transfer Date	Nov 1, 2023
Prior Transfer Doc	02317/1334
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Recording Date	Jul 29, 2026
Property Address	5088 BONTON RD, MINSTER, OH 45865-9502
Document Number	0000003977
Book / Page	2333 / 2348
Instrument Date	Jul 28, 2026
Instrument	20263977
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220

Mortgage

Document Number	0000003977,
Date	Jul 29, 2026
Book Page	2333/2348
Instrument	20263977

Lender

Name	MINSTER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Recording Date	May 15, 2026
Property Address	5088 BONTON RD, MINSTER, OH 45865-9502
Document Number	02331/5475
Book / Page	2331 / 5475
Instrument Date	May 12, 2026
Instrument	20262391
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000002391,
Date	May 15, 2026
Book Page	2331/5475
Instrument	20262391

Lender

Name	MINSTER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY OH
Recording Date	Nov 7, 2023
Property Address	5088 BONTON RD, MINSTER, OH 45865-9502
Document Number	02317/1334
Book / Page	2317 / 1334
Map Reference	MB 14 PG 43
Instrument Date	Nov 1, 2023
Instrument	202305044
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5088 BONTON RD, MINSTER, OH 45865-9502

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 19, 2020
Property Address	5088 BONTON RD, MINSTER, OH 45865-9502
Document Number	002238/632
Book / Page	2238 / 632
Map Reference	MB 14 PG 43
Instrument Date	Aug 19, 2020
Instrument	202000004998
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5088 BON TON RD, MOUNT CORY, OH 45868

Mortgage

Document Number	202000004999
Date	Aug 19, 2020
Instrument	202000004999

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	McLean Township
Unified School District	Minster Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,312.00	$160,600 (-) Land $30,330 Building $130,270
2024	$5,312.00 (+1.41%) Homeowner's exemption	$160,600 (-) Land $30,330 Building $130,270
2023	$5,238.00 (+24.04%) Homeowner's exemption	$160,600 (+31.08%) Land $30,330 Building $130,270	$458,850 (+31.07%) Land $86,650 Building $372,200
2022	$4,223.00 Homeowner's exemption	$122,520 Land $25,350 Building $97,170
2020			$350,070 Land $72,440 Building $277,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1996–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Watch TV.

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