50872 E Bay Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 50872 E Bay Rd, Dowagiac, MI 49047 · Last verified August 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Jul 2024)
Tax Bill	$87 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-130-260-046-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-260-046-00`

Exterior

Architectural Style	Multi-Family
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	50872 E BAY RD
City	DOWAGIAC
State	MI
Zip	49047-8781
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	495-910 479-792 460-604 1244-C 5S-16W LOTS 46 & 47 MAGICIAN BAY PARK.
Legal Subdivision	MAGICIAN BAY PARK
Legal Lot Number	46,47
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1004
Census Tract	1902

Owner

Source: Cass County records · APN 14-130-260-046-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	61 W LOGAN ST, LEMONT, IL 60439-3852
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CORP
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CORP
Jul 05, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP
Dec 23, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Jul 05, 2023 · Amount on Record
Deed Document Number	2024214019
Deed Book / Page	1248 / 1360
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	01186/2313
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	50872 E BAY RD, DOWAGIAC, MI 49047-8781
Transaction Type	Mortgage
Record Updated	Dec 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01257/2249
Date	Oct 31, 2025
Book Page	1257/2249

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	50872 E BAY RD, DOWAGIAC, MI 49047-8781
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01267/2249
Date	Oct 31, 2025
Book Page	1267/2249

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jul 05, 2023
Property Address	50820 E BAY RD, DOWAGIAC, MI 49047-8731
Document Number	01234/1281
Book / Page	1234 / 1281
Map Reference	LB 1E PG 244
Instrument Date	Jun 29, 2023
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5707 ESSEX RD, LISLE, IL 60532-2642

Mortgage

Document Number	0012341282
Date	Jul 05, 2023
Instrument	1234-1282

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Dec 23, 2020
Property Address	50820 E BAY RD, DOWAGIAC, MI 49047-8731
Document Number	01186/2313
Book / Page	1186 / 2313
Map Reference	LB 1E PG 244
Instrument Date	Dec 15, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	827 JAMES ST, GENEVA, IL 60134-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57528 WILBUR HILL RD, DOWAGIAC, MI 49047-9755

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,200 (-)	$16,400 (-)
2025	$87.00 (-75.7%)	$8,200 (-) Land $8,200	$16,400 (-) Land $16,400
2024	$358.00 (-0.83%)
2023		$8,200	$16,400
2022	$361.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260270019021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024, rainfall accumulation

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Satellite Operations	Fiber	2,048 / 1,024
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mercury Broadband, Midwest Energy Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

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5G and 4G LTE

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