50870 Cheff Trl, Ronan, MT 59864 Property Records

Lake County property record for 50870 Cheff Trl, Ronan, MT 59864

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 2,105 sqft · built 2015
Lot Size	10 acres (439,085 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,356 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R618018`

Property Details

APN / Parcel Number

Primary APN	`R618018`
Alternative APNs	`15-2988-21-3-01-13-0000` `0000017610`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,105 sqft Living Area
1st Floor Area	2,105 sqft
Attic	Attic
Attic Area	108 sqft
Basement Area	1,752 sqft
Unfinished Basement	1,752 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	439,085 sqft (10 acres)
Garage Area	912 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	528 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000017610
Street Address	50870 CHEFF TRL
City	RONAN
State	MT
Zip	59864-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S21, T20 N, R19 W, C.O.S. 6675, ACRES 10.08, TR A IN POR OF SE4
Legal Range	19W
Legal Township	20N
Legal Section	21
Legal Subdivision	SURVEY NO 6675
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3038
Census Tract	940500

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69286 US HIGHWAY 93, CHARLO, MT 59824-9788
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF RONAN
Jun 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF RONAN
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	50870 CHEFF TRL, RONAN, MT 59864-9444
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000608908
Date	Dec 29, 2023
Instrument	608908

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	SAINT IGNATIUS, MT 59865

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	50870 CHEFF TRL, RONAN, MT 59864-9444
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	589779
Date	Jun 30, 2021
Instrument	589779

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	SAINT IGNATIUS, MT 59865

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	50870 CHEFF TRL, RONAN, MT 59864-9444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	553335
Date	Feb 10, 2017
Instrument	553335

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	50870 CHEFF TRL, RONAN, MT 59864-9444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	581296
Date	Sep 25, 2020
Instrument	581296

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	50870 CHEFF TRL, RONAN, MT 59864-9444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	575729
Date	Mar 4, 2020
Instrument	575729

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,356.00 (-19.81%)	$903,100 (-)
2025	$4,185.00 (-7.19%)	$903,100 (+30.6%)	$903,100 (+30.6%) Land $186,084 Building $717,016
2023	$4,509.00	$691,500	$691,500 Land $119,244 Building $572,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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