Contra Costa County property record for 5086 Miguel Dr, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,476 sqft · built 1993 |
| Lot Size | 0.163 acres (7,094 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,854 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-440-039-8 |
| Primary APN | 037-440-039-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Lot Area | 7,094 sqft (0.163 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5086 MIGUEL DR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-3180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7367 L8 |
| Legal Subdivision | SUBDIVISION 7367 |
| Legal Tract | 7367 |
| Legal Lot Number | 8 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 302005 |
5086 Miguel Dr is owned and occupied by two individuals who acquired it in September 2021.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5086 MIGUEL DR, OAKLEY, CA 94561-3180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Apr 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Nov 4, 2021 | Intrafamily Transfer, Transfer TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP |
| Jul 17, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Nov 14, 2017 | Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2010 |
| Deed Sale | May 6, 2010 |
| Prior Sale | May 6, 2010 · Amount on File |
| Deed Document Number | 201090556 |
| Last Transfer Date | Sep 10, 2021 |
| Transfer Doc | 0000307707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5086 MIGUEL DR, OAKLEY, CA 94561-3180 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 5086 MIGUEL DR, OAKLEY, CA 94561-3180 |
| Document Number | 0000282497 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-282497 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5086 MIGUEL DR, OAKLEY, CA 94561-3180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | TIMIOS INC WESTLAKE VILLAGE |
| Name | Verified Name |
|---|
| Document Number | 0000076027 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020-076027 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 4, 2021 |
| Property Address | 5086 MIGUEL DR, OAKLEY, CA 94561-3180 |
| Document Number | 0000307707 |
| Map Reference | MB 364 PG 44 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021-307707 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5086 MIGUEL DR, OAKLEY, CA 94561-3180 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 17, 2019 |
| Property Address | 5086 MIGUEL DR, OAKLEY, CA 94561-3180 |
| Document Number | 0000110432 |
| Map Reference | MB 364 PG 44 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019-110432 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | TIMIOS TITLE A CA CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5086 MIGUEL DR, OAKLEY, CA 94561-3180 |
| Document Number | 0000110433 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 2019-110433 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5086 MIGUEL DR, OAKLEY, CA 94561-3180 |
| Document Number | 0000232376 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5086 MIGUEL DR OAKLEY CA 945613180, OAKLEY, CA 94561-3180 |
| Document Number | 0000232376 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 232376 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33407 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 5086 Miguel Dr was $3,854.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $223,813 (+2%) Land $39,491 Building $184,322 | |
| 2025 | $3,854.00 | $219,425 Land $38,717 Building $180,708 |
| 2023 | $3,749.00 (+0.86%) | $210,906 Land $37,214 Building $173,692 |
| 2022 | $3,717.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5086 Miguel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5086 Miguel Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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