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5086 Fox Cliff Dr, Lakeland, FL 33810 Property Records

Polk County property record for 5086 Fox Cliff Dr, Lakeland, FL 33810

Property Summary

Property TypeMobile Home
Details1,248 sqft · built 1984
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$176,000 (May 2022)
Tax Bill$587 (2025)
Deeds & MortgagesJan 2023 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-27-26-010010-005600

Property Details

APN / Parcel Number

Primary APN23-27-26-010010-005600
Alternative APNs
  • 262723010010005600
  • 62723000

Interior

Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2015
Architectural StyleMobile Home
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions80 ft deep x 60 ft wide
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
Pool HousePool House
PorchPorch
Porch Area30 sqft

Location & Zoning

Street Address5086 FOX CLIFF DR
CityLAKELAND
StateFL
Zip33810-3024
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionFOXWOOD LAKE ESTS PHASE ONE PB 72 PG 23/27 LOT 560 & INT IN COMMON AREAS
Legal Range23E
Legal Township27S
Legal Section26
Legal SubdivisionFOXWOOD LAKE ESTATES PHASE ONE
Legal Phase1
Legal Tract10010
Legal Block1
Legal Lot Number560
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1011
Census Tract12127

Owner

5086 Fox Cliff Dr, a mobile home, is owned and occupied by two individuals who bought it in May 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5086 FOX CLIFF DR, LAKELAND, FL 33810-3024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
May 2, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2022 · Amount on File
Deed SaleMay 2, 2022 · Amount on File
Prior SaleMar 30, 2015 · Amount on File
Deed Document Number2022118670
Deed Book / Page12234 / 751
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5086 FOX CLIFF DR, LAKELAND, FL 33810-3024
Transaction TypeMortgage
Record UpdatedJan 16, 2023
Title CompanyRIDGE SECURITY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 BUCKSHOT LN, LAKELAND, FL 33809-3394

Mortgage

Document Number0000001304
DateJan 4, 2023
Book Page12539/188
Instrument2023001304
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term352 Months
DueMay 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 2, 2022
Property Address5086 FOX CLIFF DR, LAKELAND, FL 33810-3024
Document Number0000118670
Book / Page12234 / 751
Map ReferenceMB 72 PG 23-27
Instrument DateApr 19, 2022
Instrument2022118670
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyRIDGE SECURITY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,232.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 45, CHATHAM, IL 62629-0045

Transferred To (Grantee/Buyer)

NameVerified Name
Address5086 FOX CLIFF DR, LAKELAND, FL 33810-3024

Mortgage

Document Number0012234753
DateMay 2, 2022
Instrument12234/753
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5086 Fox Cliff Dr was $587 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,501 (+2.7%)$190,384 (-14.11%) Land $30,000 Building $160,384
2025$587.00 Homeowner's exemption$76,437$221,663 Land $30,000 Building $191,663
2023$562.00 (+8.29%) Homeowner's exemption$72,119 (+14.3%)$143,435 (+69.63%) Land $29,000 Building $114,435
2022$519.00$63,096$84,559 Land $24,000 Building $60,559

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5086 Fox Cliff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5086 Fox Cliff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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