Berrien County property record for 5086 Cedar Ave, Coloma, MI 49038
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Jun 2008) |
| Tax Bill | $34 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-3000-0039-00-0 |
| Primary APN | 10-3000-0039-00-0 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,227 sqft (0.12 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5086 CEDAR AVE |
|---|---|
| City | COLOMA |
| State | MI |
| Zip | 49038-9110 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R2 S/F |
| Legal Description | LOT 39 HAGAR PARK ANNEX. ALSO THE E1/2 OF THE VAC ALLEY LYING W OF SD LOT PER RES. 10/9/2025 A2510219 |
| Legal Subdivision | HAGAR PARK ANNEX |
| Legal Lot Number | 39 |
| Legal Unit | 39 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | HAGAR |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10100 |
5086 Cedar Ave, residential vacant land, is owned by an individual who bought it in June 2008.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5060 CEDAR AVE, COLOMA, MI 49038-9110 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2008 · Amount on File |
| Deed Sale | Jun 3, 2008 · Amount on File |
| Prior Sale | Jun 3, 2008 |
| Deed Book / Page | 2845 / 1868 |
| Prior Transfer Date | Oct 1, 2003 |
| Prior Transfer Doc | 2467001797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 5086 CEDAR AVE, COLOMA, MI 49038-9110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03404/3385 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 3404/3385 |
| Instrument | 2023381395 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
The 2025 property tax bill for 5086 Cedar Ave was $34.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Hagar Township |
| Unified School District | Coloma Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,700 | $13,400 | |
| 2025 | $34.00 | ||
| 2023 | $2,100 | $4,200 | |
| 2022 | $31.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5086 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1985–1993) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Jun 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5086 Cedar Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MICHIGAN BEACH RESORT POTTAWATTAMIE private · serves 55 people · EPA ID MI0005549 |
|---|---|
| Water Source | Groundwater |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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