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5086 Breakwater Blvd, Spring Hill, FL 34607 Property Records

Hernando County property record for 5086 Breakwater Blvd, Spring Hill, FL 34607

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,170 sqft · built 1994
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Feb 2020)
Tax Bill$2,911 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR10-223-17-3249-0000-3220

Property Details

APN / Parcel Number

Primary APNR10-223-17-3249-0000-3220
Alternative APNs
  • 01250620
  • 1250620

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,170 sqft Living Area
1st Floor Area2,170 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area210 sqft
PorchPorch
Porch Area1,222 sqft
Deck Area130 sqft
Patio Area720 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01250620
Street Address5086 BREAKWATER BLVD
CitySPRING HILL
StateFL
Zip34607-2483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREGENCY OAKS PHASE 2 UNIT 6 LOT 322
Legal Range17E
Legal Township23S
Legal Section10
Legal SubdivisionREGENCY OAKS UNIT 6 PH 2
Legal Phase2
Legal Lot Number322
Legal Unit6
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2022
Census Tract41502

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5086 BREAKWATER BLVD, SPRING HILL, FL 34607-2483
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2020 · Amount on Record
Deed SaleFeb 7, 2020 · Amount on Record
Prior SaleFeb 20, 2015 · Amount on Record
Deed Document Number2020008287
Deed Book / Page3804 / 0881
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 7, 2020
Property Address5086 BREAKWATER BLVD, SPRING HILL, FL 34607-2483
Document Number0038040881
Book / Page003804 / 000881
Instrument DateJan 23, 2020
Instrument8287
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanySUNSET TITLE SERVICES, SUNSET TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5086 BREAKWATER BLVD SPRING HILL FL 346072483, SPRING HILL, FL 34607-2483

Mortgage

Document Number38040883
DateFeb 7, 2020
Book Page003804/000883
Instrument8288
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,911.00 (+0.83%) Additional exemption filed$243,416 (+5.99%)$327,922 (-3.88%) Land $25,959 Building $301,963
2023$229,666 Land $229,666
2022$2,887.00$341,166 Land $25,959 Building $315,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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