5086 Berglund Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5086 Berglund Rd, Duluth, MN 55803

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1 ba · 1,348 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Apr 2021)
Tax Bill	$6,582 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0016-03240`

Property Details

APN / Parcel Number

Primary APN	`520-0016-03240`
Alternative APN	`1107905`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,348 sqft Gross Area
1st Floor Area	612 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	256 sqft
Storage Building	112 sqft
Pole Barn	1,560 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1107905
Street Address	5086 BERGLUND RD
City	DULUTH
State	MN
Zip	55803-2700
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	MUNS
Legal Description	E 1/2 OF SW 1/4 OF NE 1/4 OF NW 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	27
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1017
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 W 6TH ST, DULUTH, MN 55806-2305
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	May 4, 2004 · Amount on Record
Deed Document Number	20211411723
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 26, 2021
Property Address	5086 BERGLUND RD, DULUTH, MN 55803-2700
Document Number	0001411723
Instrument Date	Apr 15, 2021
Instrument	1411723
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 W 6TH ST, DULUTH, MN 55806-2305
Investor	Possibly a Property Investor

Mortgage

Document Number	0001411724
Date	Apr 26, 2021
Instrument	1411724

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Apr 15, 2028
Change Frequency	Annually
Min Rate At Change	3.73%
Max Rate At Change	5.8%
Index	1-Year CMT
Max Rate	9.8%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,582.00 (+3.85%)
2025	$6,338.00 (+4.07%)	$402,300 (+0.17%) Land $90,100 Building $312,200	$402,300 (+0.17%) Land $90,100 Building $312,200
2024	$6,090.00	$401,600 (+16.44%) Land $89,400 Building $312,200	$401,600 (+16.44%) Land $89,400 Building $312,200
2022		$344,900 Land $84,800 Building $260,100	$344,900 Land $84,800 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20