5085 Territorial Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 5085 Territorial Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,232 sqft · built 1900
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Mar 2018)
Tax Bill	$819 (2025)
Deeds & Mortgages	Apr 2005 Line of Credit Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-0018-0017-02-0`

Property Details

APN / Parcel Number

Primary APN	`01-0018-0017-02-0`
Alternative APN	`11-01-0018-0017-02-0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,232 sqft Living Area
1st Floor Area	833 sqft
Basement Area	773 sqft
Unfinished Basement	773 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	34,848 sqft (0.8 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5085 TERRITORIAL RD
City	BENTON HARBOR
State	MI
Zip	49022-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT W1/4 PST SEC 18 T4S R17W TH E 1109.11' TH S00DEG44'36E 350' TH N88DEG22'00"E 64.50' TH S14DEG48'49"W 259.27' TO POB TH
Legal Range	17W
Legal Township	04S
Legal Section	18
Legal Lot Number	135
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	1
Census Block	1018
Census Tract	10400

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5085 TERRITORIAL RD, BENTON HARBOR, MI 49022-9409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2005	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Mar 15, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
Feb 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2018 · Amount on Record
Deed Sale	Mar 15, 2018 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Book / Page	3200 / 1445
Record Updated	Sep 20, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5085 TERRITORIAL RD, BENTON HARBOR, MI 49022-9409
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02605/0775
Date	Apr 25, 2005
Book Page	2605/0775

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 15, 2018
Property Address	5085 TERRITORIAL RD, BENTON HARBOR, MI 49022-9409
Document Number	03200/1443
Book / Page	3200 / 1443
Instrument Date	Mar 13, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$489.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5085 TERRITONIAL RD, BENTON HARBOR, MI 49022-9409

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 26, 2018
Property Address	5085 TERRITORIAL RD, BENTON HARBOR, MI 49022-9409
Document Number	03198/0591
Book / Page	3198 / 0591
Instrument Date	Jan 24, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$17.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 LOVILLE AVE, MISHAWAKA, IN 46545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6091 CARMODY RD, COLOMA, MI 49038-9775

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,200 (+21.8%)	$108,400 (+21.8%)
2025	$819.00 (+13.59%)
2023		$44,500	$89,000
2022	$721.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Supernet Cable	100 / 25

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Territorial Rd

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