5085 N Emerald Dr, Hernando, FL 34442 Property Records

Citrus County property record for 5085 N Emerald Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1974
Lot Size	0.759 acres (33,104 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Mar 2004)
Tax Bill	$1,324 (2025)
Flood Zone	Zone X (moderate risk)
APN	`19E-18S-11-0020-000D0-021.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-11-0020-000D0-021.0`
Alternative APNs	`1118S19E0020000D00210` `3282143`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	33,104 sqft (0.759 acres)
Lot Dimensions	90 ft deep x 160 ft wide
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	684 sqft
Patio Area	120 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3282143
Old Parcel Number	1118S19E0020000D00210
Street Address	5085 N EMERALD DR
City	HERNANDO
State	FL
Zip	34442-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	WILLOLA HEIGHTS UNIT TWO PB 3 PG 127 LOT 21 & 22 BLK D.
Legal Range	19E
Legal Township	18S
Legal Section	11
Legal Subdivision	WILLOLA HEIGHTS UNIT 2
Legal Block	D
Legal Lot Number	21-22 22
Legal Unit	W
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1001
Census Tract	450105

Owner

Source: Citrus County records · APN 19E-18S-11-0020-000D0-021.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5085 N EMERALD DR, HERNANDO, FL 34442-3936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2004 · Amount on Record
Deed Sale	Mar 16, 2004 · Amount on Record
Prior Sale	Mar 16, 2004 · Amount on Record
Deed Document Number	0016981510
Last Transfer Date	Sep 19, 2024
Transfer Doc	0035022273
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00 (+7.12%) Homeowner's exemption Additional exemption filed	$274,622 (+2.11%) Land $124,270 Building $150,352	$274,622 (+2.11%) Land $124,270 Building $150,352
2024	$1,236.00 (-3.13%) Homeowner's exemption Additional exemption filed	$268,944 (-2.05%) Land $113,570 Building $155,374	$268,944 (-2.05%) Land $113,570 Building $155,374
2023	$1,276.00 (+6.87%) Homeowner's exemption Additional exemption filed	$274,577 (+32.89%) Land $113,570 Building $161,007	$274,577 (+32.89%) Land $113,570 Building $161,007
2022	$1,194.00 Homeowner's exemption Additional exemption filed	$206,623 Land $40,080 Building $166,543	$206,623 Land $40,080 Building $166,543

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 137 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.