5085 Keene Rd, Lexington, KY 40513 Property Records

Lexington-Fayette Urban County property record for 5085 Keene Rd, Lexington, KY 40513

Property Summary

Property TypeSingle Family Home
Details7 bd · 4.5 ba · 3,699 sqft · built 2006
Lot Size0.956 acres (41,622 sqft)
OwnerIndividual Name on File
Last Sale$1,060,000 (May 2026)
Tax Bill$7,221 (2026)
Deeds & MortgagesSep 2018 Mortgage
Aug 2017 Mortgage
+ 4 more
APN23577900

Property Details

APN / Parcel Number

Primary APN23577900

Interior

Bedrooms7 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures19 Plumbing Fixtures
Stories2 Stories
Building Area3,699 sqft Living Area
1st Floor Area944 sqft
Basement Area2,051 sqft
Finished Basement1,785 sqft
Unfinished Basement266 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Lot Area41,622 sqft (0.956 acres)
Garage TypeAttached
Garage Area549 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address5085 KEENE RD
CityLEXINGTON
StateKY
Zip40513-9004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionBOOK: 3036 PAGE: 743
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE SOUTHWEST
Census Block Group1
Census Block1021
Census Tract4207

Owner

5085 Keene Rd is owned and occupied by an individual who bought it in May 2026.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5085 KEENE RD, LEXINGTON, KY 40513-9004
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2018Deed of Trust, Mortgage
TRADITIONAL BK
Aug 16, 2017Deed of Trust, Mortgage
TRADITIONAL BK
Nov 29, 2010Deed of Trust, Mortgage
BANK OF THE BLUEGRASS & TRUST CO
May 21, 2026Deed, Construction Loan · Construction Mortgage
CENTRAL TRUST BANK
Oct 19, 2011Deed, Transfer
USAA FSB
Aug 31, 2009Deed, Transfer
BANK OF THE BLUEGRASS & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2026 · Amount on File
Deed SaleMay 21, 2026 · Amount on File
Prior SaleOct 19, 2011 · Amount on File
Deed Document Number2026
Transfer Doc002980/051
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address5085 KEENE RD, LEXINGTON, KY 40513-9004
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009182/707
DateSep 20, 2018
Book Page9182/707
Lender
NameTRADITIONAL BK
Agreement
AmountAmount on Record

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address5085 KEENE RD, LEXINGTON, KY 40513-9004
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008914/458
DateAug 16, 2017
Book Page8914/458
Lender
NameTRADITIONAL BK
Agreement
AmountAmount on Record

November 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address5085 KEENE RD, LEXINGTON, KY 40513-9004
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007048/303
DateNov 29, 2010
Book Page7048/303
Lender
NameBANK OF THE BLUEGRASS & TRUST CO
TypeBank
Agreement
AmountAmount on Record

May 2026: Deed, Construction Loan

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateMay 21, 2026
Property Address5085 KEENE RD, LEXINGTON, KY 40513-9004
Instrument DateMay 20, 2026
Transaction TypeConstruction Loan
Record UpdatedAug 29, 2026
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5085 KEENE RD, LEXINGTON, KY 40513-9004

Mortgage

DateMay 21, 2026
Lender
NameCENTRAL TRUST BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate0.65%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2011: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateOct 19, 2011
Property Address5085 KEENE RD, LEXINGTON, KY 40513-9004
Document Number003036/743
Book / Page3036 / 743
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007269/001
DateOct 19, 2011
Book Page7269/001
Lender
NameUSAA FSB
TypeBank
Agreement
AmountAmount on Record

August 2009: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateAug 31, 2009
Property Address5085 KEENE RD, LEXINGTON, KY 40513-9004
Document Number002896/206
Book / Page2896 / 206
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006724/055
DateAug 31, 2009
Book Page6724/055
Lender
NameBANK OF THE BLUEGRASS & TRUST CO
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5085 Keene Rd was $7,221, up 2.4% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,221.00 (+2.4%)$664,400 (+0.67%)$664,400 (+0.67%)
2025$7,052.00$660,000$660,000
2023$7,052.00 (+13.12%)$660,000 (+16.88%)$660,000 (+16.88%)
2022$6,234.00$564,700$564,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5085 Keene Rd; there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5085 Keene Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJESSAMINE S ELKHORN WATER DIST
serves 8,826 people · EPA ID KY0570249
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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