1. Home
  2. Florida
  3. Lake County
  4. Tavares
  5. Indian Ocean Loop

5085 Indian Ocean Loop, Tavares, FL 32778 Property Records

Lake County property record for 5085 Indian Ocean Loop, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,236 sqft · built 2005
Lot Size0.266 acres (11,586 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Jul 2023)
Tax Bill$1,801 (2024)
Deeds & MortgagesJul 2023 Sale
Sep 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-20-25-1805-000-30000

Property Details

APN / Parcel Number

Primary APN13-20-25-1805-000-30000
Alternative APNs
  • 252013180500030000
  • 3803663

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,236 sqft Living Area
Gross Area2,831 sqft
1st Floor Area2,008 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,586 sqft (0.266 acres)
Garage TypeAttached
Garage Area595 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area345 sqft
Deck AreaDeck Area
Patio Area199 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3803663
Street Address5085 INDIAN OCEAN LOOP
CityTAVARES
StateFL
Zip32778-9272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTAVARES ROYAL HARBOR PHASE 2 SUB LOT 300 PB 45 PGS 32-35 ORB 6184 PG 2479 ORB 6491 PG 608 ORB 6516 PG 751
Legal Range25E
Legal Township20S
Legal Section13
Legal SubdivisionTAVARES ROYAL HARBOR PHASE 2 SUB
Legal Tract1805
Legal Lot Number300
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group2
Census Block2041
Census Tract31002

Owner

Source: Lake County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5085 INDIAN OCEAN LOOP, TAVARES, FL 32778-9272
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer
NOT AVAILABLE, METES & BOUNDS
Sep 8, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 21, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 6, 2017Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2023 · Amount on Record
Deed SaleJul 31, 2023 · Amount on Record
Prior SaleNov 6, 2017 · Amount on Record
Deed Document Number202391835
Deed Book / Page6184 / 2479
Prior Transfer DateSep 4, 2020
Prior Transfer Doc0055390449
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 31, 2023
Property Address5085 INDIAN OCEAN LOOP, TAVARES, FL 32778-9272
Document Number0061842479
Book / Page6184 / 2479
Map ReferencePL 45 PG 32-35
Instrument DateJul 25, 2023
Instrument2023091835
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyNOT AVAILABLE, METES & BOUNDS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1020 CORTBRIDGE RD, INVERNESS, IL 60067-4294

Transferred To (Grantee/Buyer)

NameVerified Name
Address5085 INDIAN OCEAN LOOP, TAVARES, FL 32778-9272

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateSep 8, 2020
Property Address5085 INDIAN OCEAN LOOP, TAVARES, FL 32778-9272
Document Number0055390449
Book / Page005539 / 000449
Instrument DateSep 4, 2020
Instrument98927
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5085 INDIAN OCEAN LOOP TAVARES FL 327789272, TAVARES, FL 32778-9272

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateFeb 21, 2019
Property Address5085 INDIAN OCEAN LOOP, TAVARES, FL 32778-9272
Document Number0052390550
Book / Page005239 / 000550
Instrument DateFeb 11, 2019
Instrument19935
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5085 INDIAN OCEAN LOOP TAVARES FL 327789272, TAVARES, FL 32778-9272

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 6, 2017
Property Address5085 INDIAN OCEAN LOOP, TAVARES, FL 32778-9272
Document Number0050220956
Book / Page005022 / 000956
Instrument DateOct 24, 2017
Instrument117678
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$1,638.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5085 INDIAN OCEAN LOOP TAVARES FL 327789272, TAVARES, FL 32778-9272

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,320 (+2.9%)$320,377 (-) Land $52,364 Building $268,013
2025$138,310 (-40.33%) Land $52,364 Building $85,946$320,377 (+17.06%) Land $52,364 Building $268,013
2024$1,801.00 (-50.59%)
2023$3,645.00 (+0.89%) Homeowner's exemption$231,810 (+3%)$273,693 (-) Land $52,364 Building $221,329
2022$3,613.00 Homeowner's exemption$225,060$273,693 Land $52,364 Building $221,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAVARES WATER DEPARTMENT (4 WPS)
serves 22,007 people · EPA ID FL3351333
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Xfinity.

Nearby Properties on Indian Ocean Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures