5085 Eck Rd, Middletown, OH 45042 Property Records

Butler County property record for 5085 Eck Rd, Middletown, OH 45042

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,774 sqft · built 1980
Lot Size	5.38 acres (234,701 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2009)
Tax Bill	$5,639 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E2210-027.000-032`

Property Details

APN / Parcel Number

Primary APN	`E2210-027.000-032`
Alternative APNs	`0000900` `337711` `340660`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft
Basement Area	709 sqft
Finished Basement	709 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	234,701 sqft (5.38 acres)
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	10 Parking Spaces
Porch	Porch
Porch Area	404 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000900
Old Parcel Number	E2210027.000032
Street Address	5085 ECK RD
City	MIDDLETOWN
State	OH
Zip	45042-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 2 20 PT SE COR
Jurisdiction	BUTLER OH
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4007
Census Tract	14300

Owner

Source: Butler County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5085 ECK RD, MIDDLETOWN, OH 45042-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 22, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2009 · Amount on Record
Deed Sale	May 15, 2009 · Amount on Record
Deed Document Number	0000025041
Deed Book / Page	8115 / 0405
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	5085 ECK RD, MIDDLETOWN, OH 45042-1613
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026797
Date	Jun 13, 2022
Book Page	9861/29
Instrument	2022-00026797

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	5085 ECK RD, MIDDLETOWN, OH 45042-1613
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5085 ECK RD, MIDDLETOWN, OH 45042-1613

Mortgage

Document Number	0000015724
Date	Mar 22, 2021
Book Page	9614/1094
Instrument	2021-00015724

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2051

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,639.00 (+0.82%)	$137,440 (-) Land $26,290 Building $111,150	$392,670 (-) Land $75,100 Building $317,570
2023	$5,593.00 (+23.47%)	$137,440 (+43.12%) Land $26,290 Building $111,150	$392,670 (+43.13%) Land $75,100 Building $317,570
2022	$4,530.00	$96,030 Land $26,290 Building $69,740
2020			$274,350 Land $75,100 Building $199,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2011–2019)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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