5084 FM 2578, Terrell, TX 75160 Property Records

Kaufman County property record for 5084 FM 2578, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,577 sqft · built 1988
Lot Size	3.02 acres (131,551 sqft)
Owner	Individual Name on Record
Tax Bill	$3,521 (2024)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R89`

Property Details

APN / Parcel Number

Primary APN	`R89`
Alternative APN	`99.0001.0000.0331.01.03.00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,577 sqft Living Area
Gross Area	2,509 sqft
1st Floor Area	2,007 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Mixed
Garage Area	502 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	264 sqft
Deck Area	380 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R89
Old Parcel Number	99000100000331010300
Street Address	5084 FM 2578
City	TERRELL
State	TX
Zip	75160-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R ANTHONY, TRACT 331.01; 3.02 ACRES
Legal Subdivision	R ANTHONY
Legal Tract	331.01
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	2
Census Block	2005
Census Tract	50701

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5084 FM 2578, TERRELL, TX 75160-7637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC
Dec 27, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2005
Deed Sale	Sep 19, 2005
Deed Document Number	2005-00020175
Deed Book / Page	2725 / 210
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	5084 FM 2578, TERRELL, TX 75160-7637
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058830392
Date	Dec 13, 2018
Book Page	5883/392
Instrument	2018-0030620

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2044

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	5084 FM 2578, TERRELL, TX 75160-7637
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062500240
Date	Dec 27, 2019
Book Page	6250/240
Instrument	2019-0032529

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	5084 FM 2578, TERRELL, TX 75160-7637
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	THE ACCURATE GROUP OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072540293
Date	Oct 6, 2021
Book Page	7254/293
Instrument	2021-0041239

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Kaufman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$286,514 (-36.14%) Land $187,991 Building $262,111	$450,102 (+0.32%) Land $187,991 Building $262,111
2024	$3,521.00 (+24.81%)
2023	$2,821.00 (-18.89%) Homeowner's exemption	$448,655 Land $175,458 Building $273,197	$448,655 Land $175,458 Building $273,197
2022	$3,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2001–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSE HILL SUD serves 4,827 people · EPA ID TX1290023
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Rise Broadband.

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