5084 Atlantic Vw, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 5084 Atlantic Vw, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1952
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,365,000 (Jun 2025)
Tax Bill	$9,233 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`176200-0000`

Property Details

APN / Parcel Number

Primary APN	`176200-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	922 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2002
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	7,840 sqft (0.18 acres)
Lot Width	60 ft Width
Garage Area	567 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	87 sqft
Deck Area	120 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5084 ATLANTIC VW
City	ST AUGUSTINE
State	FL
Zip	32080-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-69 BIERA MAR LOT 2 BLK 3 & RIP RIGHTS TO ATLANTIC OCEAN OR6160/1949
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	BIERA MAR BY THE SEA SUBDIVISION
Legal Block	3
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21403

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3822 S NEWPORT WAY, DENVER, CO 80237-1246
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Aug 7, 2017	Warranty Deed, Transfer · ARM HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	202543937
Deed Book / Page	6160 / 1949
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5084 ATLANTIC VW, SAINT AUGUSTINE, FL 32080-7140
Document Number	0049550922
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5084 ATLANTIC VW ST AUGUSTINE FL 320807140, ST AUGUSTINE, FL 32080-7140

Mortgage

Document Number	0049550922
Date	Jun 2, 2020
Book Page	004955/000922
Instrument	42385

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 7, 2017
Property Address	5084 ATLANTIC VW, SAINT AUGUSTINE, FL 32080-7140
Document Number	0044161619
Book / Page	4416 / 1619
Map Reference	MB3 PG69
Instrument Date	Aug 4, 2017
Instrument	2017054280
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5084 ATLANTIC VW, 5084, SAINT AUGUSTINE, FL 32080-7140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5084 ATLANTIC VW, SAINT AUGUSTINE, FL 32080-7140

Mortgage

Document Number	2017054281
Date	Aug 7, 2017
Instrument	2017054281

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,271,391 (+82.46%) Land $900,000 Building $371,391	$1,271,391 (+13.08%) Land $900,000 Building $371,391
2025	$9,233.00 (+11.39%) Homeowner's exemption	$696,816 (+5.99%)	$1,124,280 (+10.48%) Land $768,900 Building $355,380
2024	$8,289.00 (+1.88%)
2023	$8,136.00 (+2.51%) Homeowner's exemption	$657,454 (+3%)	$1,017,606 (+6.43%) Land $768,900 Building $248,706
2022	$7,937.00 Homeowner's exemption	$638,305	$956,149 Land $698,880 Building $257,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 172 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	773 units insured incl. 601 condo units
Nearby Flood Claims	9 (2001–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, IQ Fiber, T-Mobile, Verizon.

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