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5083 Whitewater Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5083 Whitewater Way, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,402 sqft · built 2007
Lot Size0.315 acres (13,721 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Dec 2021)
Tax Bill$6,614 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-31-2875-0001-2350

Property Details

APN / Parcel Number

Primary APN07-25-31-2875-0001-2350
Alternative APNs
  • 253107287500012350
  • 142927

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,402 sqft Living Area
Gross Area4,496 sqft
1st Floor Area1,570 sqft
Upper Floors Area1,832 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,721 sqft (0.315 acres)
Garage TypeAttached
Garage Area618 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area476 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address5083 WHITEWATER WAY
CitySAINT CLOUD
StateFL
Zip34771-7968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLAKE POINTE PH 2B PB 19 PG 17-18 LOT 235
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE PH 2B
Legal Phase2B
Legal Tract2875
Legal Block2350
Legal Lot Number235
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5083 WHITEWATER WAY, SAINT CLOUD, FL 34771-7968
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2021 · Amount on Record
Deed SaleDec 8, 2021 · Amount on Record
Prior SaleNov 15, 2016 · Amount on Record
Deed Document Number2021189549
Deed Book / Page6103 / 1580
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5083 WHITEWATER WAY, SAINT CLOUD, FL 34771-7968
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyWATSON TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 FANCIFUL CT, SAINT CLOUD, FL 34772-8239

Mortgage

Document Number0061031582
DateDec 8, 2021
Book Page6103/1582
Instrument2021189550
Lender
NameALKAN MORTGAGE CORP
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,614.00 (+4.37%) Homeowner's exemption$466,833 (+5.99%)$507,900 (-2.94%) Land $90,000 Building $417,900
2024$6,337.00 (+2.01%)
2023$6,212.00 (-9.23%) Homeowner's exemption$440,464 (-1.79%)$523,300 (+16.68%) Land $90,000 Building $433,300
2022$6,844.00$448,500 Land $80,000 Building $368,500$448,500 Land $80,000 Building $368,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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