5083 Vincent Ave, Lorain, OH 44055 Property Records

Lorain County property record for 5083 Vincent Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 1997
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,867 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-076-103-011`

Property Details

APN / Parcel Number

Primary APN	`03-00-076-103-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,782 sqft
1st Floor Area	1,362 sqft
Family Room	Family Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	105 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	60 sqft
Patio Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5083 VINCENT AVE
City	LORAIN
State	OH
Zip	44055-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY 30 X 105 S/L 401
Legal Subdivision	LIBERTY
Legal Block	103
Legal Lot Number	401
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	3
Census Block	3014
Census Tract	97500

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5083 VINCENT AVE, LORAIN, OH 44055-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 2, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jan 12, 2017	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2002
Deed Sale	Aug 14, 2002
Deed Document Number	2002848753
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jun 24, 2026
Property Address	5083 VINCENT AVE, LORAIN, OH 44055-3628
Document Number	0000100872
Instrument Date	Jun 19, 2026
Instrument	2026100872
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5083 VINCENT AVE, LORAIN, OH 44055-3628
Investor	Possibly a Property Investor

Mortgage

Document Number	0000100872,
Date	Jun 24, 2026
Instrument	2026100872

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5083 VINCENT AVE, LORAIN, OH 44055-3628
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5083 VINCENT AVE, LORAIN, OH 44055-3628

Mortgage

Document Number	20210852101
Date	Dec 2, 2021
Instrument	2021-0852101

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	5083 VINCENT AVE, LORAIN, OH 44055-3628
Document Number	0000617824
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5083 VINCENT AVE LORAIN OH 440553628, LORAIN, OH 44055-3628

Mortgage

Document Number	0000617824
Date	Feb 7, 2017
Instrument	617824

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,867.00 Homeowner's exemption	$53,760 (+0.01%) Land $3,870 Building $49,890	$153,590 (-) Land $11,050 Building $142,540
2024	$2,867.00 (+4.67%)	$53,757 (+31.17%) Land $3,868 Building $49,889	$153,590 (+31.17%) Land $11,050 Building $142,540
2023	$2,739.00 (+21.36%)	$40,982 (-0.02%) Land $2,797 Building $38,185	$117,090 (-) Land $7,990 Building $109,100
2022	$2,257.00	$40,990 Land $2,800 Building $38,190
2021			$117,090 Land $7,990 Building $109,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, Windstream.

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