Martin County property record for 5083 SW Winchester Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · built 2022 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,020,000 (Oct 2024) |
| Tax Bill | $12,721 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-38-41-009-000-0097.0-0-0000 |
| Primary APN | 41-38-41-009-000-0097.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Elevator | Elevator |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5083 SW WINCHESTER DR |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-4524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 97 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 41 |
| Legal Subdivision | BANYAN BAY PUD PHASE 2A & 2B |
| Legal Block | 2 |
| Legal Lot Number | 97 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1103 |
Source: Martin County records · APN 41-38-41-009-000-0097.0-0-0000
Assessment roll updated August 27, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 616 BROOKSTONE BND, WEBSTER, NY 14580-4090 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 17, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Jan 21, 2022 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2024 · Amount on Record |
| Deed Sale | Oct 02, 2024 · Amount on Record |
| Prior Sale | Nov 17, 2022 · Amount on Record |
| Deed Document Number | 20243093550 |
| Deed Book / Page | 3460 / 2858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 17, 2022 |
| Property Address | 5083 SW WINCHESTER DR, STUART, FL 34997-4524 |
| Document Number | 0033461633 |
| Book / Page | 3346 / 1633 |
| Map Reference | MB 18 PG 6 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2990050 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | SIGNATURE TITLE PARTNERS, SIGNATURE TITLE FL PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,579.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443 |
| Name | Verified Name |
|---|---|
| Address | 5083 SW WINCHERSTER DR, STUART, FL 34997-4524 |
| Document Number | 0033461635 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 3346/1635 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jan 21, 2022 |
| Property Address | 5083 SW WINCHESTER DR, STUART, FL 34997-4524 |
| Document Number | 0032872314 |
| Book / Page | 3287 / 2314 |
| Map Reference | MB 18 PG 6 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2938395 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4750 OWINGS MILLS BLVD, OWINGS MILLS, MD 21117-4904 |
| Name | Verified Name |
|---|---|
| Address | 1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443 |
| Investor | Possibly a Property Investor |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,721.00 (+14.9%) | $776,260 (+8.88%) Land $287,500 Building $488,760 | $776,260 (+8.88%) Land $287,500 Building $488,760 |
| 2024 | $11,071.00 (-1.35%) | ||
| 2023 | $11,223.00 (+491.93%) Additional exemption filed | $712,950 (+1,022.31%) Land $235,000 Building $477,950 | $712,950 (+250.52%) Land $235,000 Building $477,950 |
| 2022 | $1,896.00 | $63,525 | $203,400 Land $203,400 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
Based on FCC filings for 147 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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