5083 Skull Bone Tower Rd, Stearns, KY 42647 Property Records

McCreary County property record for 5083 Skull Bone Tower Rd, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1979
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Apr 2021)
Tax Bill	$313 (2025)
Deeds & Mortgages	Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`025-00-00-029.00`

Property Details

APN / Parcel Number

Primary APN	`025-00-00-029.00`
Alternative APN	`18471`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1979
Exterior Material	Other
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	439,956 sqft (10.1 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Water Source	Commercial

Location & Zoning

Street Address	5083 SKULL BONE TOWER RD
City	STEARNS
State	KY
Zip	42647-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 TRACTS & HSE
Legal Tract	2
Jurisdiction	MCCREARY KY
Township / Civil Division	CO-OPERATIVE
Census Block Group	1
Census Block	1114
Census Tract	960200

Owner

Source: McCreary County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5083 SKULL BONE TOWER RD, STEARNS, KY 42647-7120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	133369
Deed Book / Page	D225 / 86
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCREARY KY
Recording Date	Apr 1, 2021
Property Address	5083 SKULL BONE TOWER RD, STEARNS, KY 42647-7120
Document Number	000D225/86
Book / Page	D225 / 86
Map Reference	DB 173 PG 670
Instrument Date	Apr 1, 2021
Instrument	133369
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 986, STEARNS, KY 42647-0986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5083 SKULL BONE TOWER RD, STEARNS, KY 42647-7120
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 (-1.57%)	$39,000 (-)	$50,000 (+28.21%)
2023	$318.00	$39,000	$39,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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