5082 Rain Shadow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5082 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	3,049 sqft (0.07 acres)
Last Sale	$365,575 (2025)
Tax Bill	$1,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21-26-30-0133-0001-1860`
Alternative APN	`263021013300011860`

Exterior

Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	5082 RAIN SHADOW DR
City	SAINT CLOUD
State	FL
Zip	34772-6360
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	EDEN AT CROSS PRAIRIE PH 2 PB 35 PGS 56-56 LOT 186
Legal Subdivision	EDEN AT CROSS PRAIRIE PHASE 2
Legal Lot Number	186
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1011
Census Tract	43209

Owner

Source: Osceola County records · APN 21-26-30-0133-0001-1860

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7751 KINGSPOINTE PKWY, 119, ORLANDO, FL 32819-6503
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Deed Doc Number	202533348
Deed Book / Page	6755 / 1714
Record Refreshed	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 17, 2025
Property Address	5082 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6360
Document Number	0067551714
Book / Page	6755 / 1714
Map Reference	MB 35 PG 55&56
Instrument Date	Mar 12, 2025
Instrument	2025033348
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	M I TITLE AGENCY LTD L C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,559.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7751 KINGSPOINTE PKWY STE 119, 119, ORLANDO, FL 32819-6503

Mortgage

Document Number	0067551716
Date	Mar 17, 2025
Book Page	6755/1716
Instrument	2025033349

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00 (+0.1%)	$44,000 Land $44,000	$44,000 Land $44,000
2024	$1,946.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 86% of the US · above 79% of Florida
Wildfire Likelihood	About 1 in 158 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.