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5082 Caspian St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5082 Caspian St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,617 sqft · built 2019
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$398,000 (May 2022)
Tax Bill$4,140 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN082531373700011940

Property Details

APN / Parcel Number

Primary APN082531373700011940

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,617 sqft Heated Area
Gross Area2,236 sqft
1st Floor Area841 sqft
Upper Floors Area776 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeDetached - Finished
Garage Area420 sqft

Exterior Amenities

PorchOpen Porch
Porch Area199 sqft
Patio Area217 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5082 CASPIAN ST
CitySAINT CLOUD
StateFL
Zip34771-7688
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLAKESHORE AT NARCOOSSEE PH 2 PB 26 PGS 77-78 LOT 194
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionLAKESHORE AT NARCOOSSEE TWNHMS
Legal Phase2
Legal Tract3737
Legal Lot Number194
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 082531373700011940

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5082 CASPIAN ST, SAINT CLOUD, FL 34771-7688
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 01, 2021Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Jun 11, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2022 · Amount on Record
Deed SaleMay 23, 2022 · Amount on Record
Prior SaleJun 11, 2019 · Amount on Record
Deed Document Number2022081209
Deed Book / Page6219 / 705
Record UpdatedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 23, 2022
Property Address5082 CASPIAN ST, SAINT CLOUD, FL 34771-7688
Document Number0062190705
Book / Page6219 / 705
Map ReferenceMB 26 PG 77
Instrument DateMay 20, 2022
Instrument2022081209
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyINFINITY TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,786.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5082 CASPIAN ST, 5082, SAINT CLOUD, FL 34771-7688

Transferred To (Grantee/Buyer)

NameVerified Name
Address5082 CASPIAN ST, SAINT CLOUD, FL 34771-7688

Mortgage

Document Number0006219707
DateMay 23, 2022
Instrument6219/707
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5082 CASPIAN ST, SAINT CLOUD, FL 34771-7688
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5082 CASPIAN ST, SAINT CLOUD, FL 34771-7688

Mortgage

Document Number0059002335
DateMar 01, 2021
Book Page5900/2335
Instrument2021029332
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 11, 2019
Property Address5082 CASPIAN ST, SAINT CLOUD, FL 34771-7688
Document Number0055381475
Book / Page5538 / 1475
Map ReferenceMB 26 PG 77&78
Instrument DateJun 07, 2019
Instrument2019074633
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDBA PGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,857.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address5082 CASPIAN ST, SAINT CLOUD, FL 34771-7688

Mortgage

Document Number0055381477
DateJun 11, 2019
Instrument5538/1477
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,140.00 (-3.45%) Homeowner's exemption$288,300 (-4.76%) Land $45,000 Building $243,300$288,300 (-4.76%) Land $45,000 Building $243,300
2023$4,288.00 (+8.23%) Homeowner's exemption$302,700 (+19.69%) Land $14,900 Building $287,800$302,700 (+19.69%) Land $14,900 Building $287,800
2022$3,962.00$252,900 Land $14,900 Building $238,000$252,900 Land $14,900 Building $238,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 719 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies, Xfinity, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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