5081 Willow Oak Pl, Dumfries, VA 22025 Property Records

Prince William County property record for 5081 Willow Oak Pl, Dumfries, VA 22025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,672 sqft · built 1984
Lot Size	0.36 acres (15,712 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Mar 2019)
Tax Bill	$6,189 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8191-02-6102`

Property Details

APN / Parcel Number

Primary APN	`8191-02-6102`
Alternative APN	`075420`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	4,376 sqft
1st Floor Area	1,648 sqft
Basement Area	1,304 sqft
Finished Basement	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	15,712 sqft (0.36 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	529 sqft
Patio Area	529 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	075420
Street Address	5081 WILLOW OAK PL
City	DUMFRIES
State	VA
Zip	22025-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES PLANNED CMNTY
Legal Description	MONTCLAIR SEC N4 ST 2 L 20
Legal Subdivision	MONTCLAIR
Legal Block	02
Legal Lot Number	20
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	POTOMAC
Census Block Group	4
Census Block	4001
Census Tract	901009

Owner

Source: Prince William County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5081 WILLOW OAK PL, DUMFRIES, VA 22025-3010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage ATLANTIC COAST MTG
Mar 19, 2019	Grant Deed, Transfer · Conventional with PMI ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Prior Sale	Jul 3, 2001 · Amount on Record
Deed Document Number	201903190017193
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5081 WILLOW OAK PL, DUMFRIES, VA 22025-3010
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031354
Date	Mar 15, 2021
Instrument	202103150031354

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	2.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	5081 WILLOW OAK PL, DUMFRIES, VA 22025-3010
Document Number	0000026849
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 WILLOW OAK PL DUMFRIES VA 220253010, DUMFRIES, VA 22025-3010

Mortgage

Document Number	0000026849
Date	Apr 6, 2020
Instrument	26849

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Mar 19, 2019
Property Address	5081 WILLOW OAK PL, DUMFRIES, VA 22025-3010
Document Number	0000017193
Instrument Date	Mar 18, 2019
Instrument	17193
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL, MIDATLANTIC SETTLEMENT SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5081 WILLOW OAK PL DUMFRIES VA 220253010, DUMFRIES, VA 22025-3010

Mortgage

Document Number	17194
Date	Mar 19, 2019
Instrument	17194

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,189.00	$594,900 Land $197,400 Building $397,500	$594,900 Land $197,400 Building $397,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - EAST serves 168,747 people · EPA ID VA6153600
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

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