Ashe County property record for 5081 NC Highway 194 S, Todd, NC 28684
| Property Type | Single Family Home |
|---|---|
| Details | 1,468 sqft · built 1965 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,040 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04159-177 |
| Primary APN | 04159-177 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 1,468 sqft Heated Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Lot Area | 19,602 sqft (0.45 acres) |
| Account Number | 22638 |
|---|---|
| Old Parcel Number | 04159177 |
| Street Address | 5081 NC HIGHWAY 194 S |
| City | TODD |
| State | NC |
| Zip | 28684-9135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .45 A ADJ. 97 PER DEED FROM LAUREL MTN INC RT 19 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | ELK |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 970701 |
5081 NC Highway 194 S, a single family home, is owned by two individuals.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3547, BOONE, NC 28607-0673 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 5081 NC HIGHWAY 194 S, TODD, NC 28684-9135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 000546/982 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 546/982 |
| Instrument | 5253 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2026 property tax bill for 5081 NC Highway 194 S was $1,040.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,040.00 | $194,900 (-) Land $10,600 Building $184,300 | $194,900 (-) Land $10,600 Building $184,300 |
| 2025 | $1,040.00 | $194,900 Land $10,600 Building $184,300 | $194,900 Land $10,600 Building $184,300 |
| 2023 | $1,001.00 (+13.36%) | $194,900 (+56.8%) Land $10,600 Building $184,300 | $194,900 (+56.8%) Land $10,600 Building $184,300 |
| 2022 | $883.00 | $124,300 Land $15,000 Building $109,300 | $124,300 Land $15,000 Building $109,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5081 NC Highway 194 S in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5081 NC Highway 194 S is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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