5081 Monetta Ln, Sacramento, CA 95835 Property Records

Sacramento County property record for 5081 Monetta Ln, Sacramento, CA 95835

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,547 sqft · built 2002
Lot Size	0.223 acres (9,727 sqft)
Owner	2 Individual Names on File
Last Sale	$469,000 (May 2002)
Tax Bill	$9,343 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-1580-020-0000`

Property Details

APN / Parcel Number

Primary APN	`225-1580-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,547 sqft Living Area
1st Floor Area	1,695 sqft
2nd Floor Area	1,852 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	9,727 sqft (0.223 acres)
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5081 MONETTA LN
City	SACRAMENTO
State	CA
Zip	95835-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-PUD
Legal Description	WESTBOROUGH VLG 03 PH 01, LOT 20
Legal Subdivision	WESTBOROUGH VLG 03 PH 01
Legal Lot Number	20
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1014
Census Tract	7107

Owner

5081 Monetta Ln is owned and occupied by two individuals who bought it in May 2002.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5081 MONETTA LN, SACRAMENTO, CA 95835-2029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN BAY MORTGAGE GROUP
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN BAY MTG GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2002 · Amount on File
Deed Sale	May 22, 2002 · Amount on File
Prior Sale	Aug 17, 2001
Deed Book / Page	20020522 / 1093
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5081 MONETTA LN, SACRAMENTO, CA 95835-2029
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 MONETTA LN, SACRAMENTO, CA 95835-2029

Mortgage

Document Number	0000000160
Date	Feb 14, 2023
Instrument	2023021400160

Lender

Name	GOLDEN BAY MORTGAGE GROUP
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5081 MONETTA LN, SACRAMENTO, CA 95835-2029
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 MONETTA LN, SACRAMENTO, CA 95835-2029

Mortgage

Document Number	0000000080
Date	Oct 7, 2022
Instrument	2022100700080

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 6, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5081 MONETTA LN, SACRAMENTO, CA 95835-2029
Document Number	2006120623
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5081 MONETTA LN SACRAMENTO CA 958352029, SACRAMENTO, CA 95835-2029

Mortgage

Document Number	2006120623
Date	Jun 12, 2020
Instrument	2006120623

Lender

Name	GOLDEN BAY MTG GROUP
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5081 Monetta Ln was $9,343, down 11.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,796 (+2%) Land $135,601 Building $627,195
2025	$9,343.00 (-11.79%)	$747,841 Land $132,943 Building $614,898
2024	$10,592.00 (+3.18%)
2023	$10,266.00 (+2.02%)	$718,804 Land $127,782 Building $591,022
2022	$10,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5081 Monetta Ln in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 507 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	507 in force
Nearby Flood Claims	41 (1980–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 9 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims Severe Storms & Flooding, Feb 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5081 Monetta Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, DigitalPath, Succeed.Net, Zeta Broadband.

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