5081 Echo Rd, Bloomfield Hills, MI 48302 Property Records

Oakland County property record for 5081 Echo Rd, Bloomfield Hills, MI 48302

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,024 sqft · built 1962
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$408,400 (Jan 2002)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-19-20-403-006`

Property Details

APN / Parcel Number

Primary APN	`C-19-20-403-006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,024 sqft Living Area
1st Floor Area	2,144 sqft
Basement Area	2,144 sqft
Unfinished Basement	2,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1981
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	167 ft deep x 120 ft wide
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	557 sqft
Patio Area	557 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5081 ECHO RD
City	BLOOMFIELD HILLS
State	MI
Zip	48302-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R10E, SEC 20 THE DELLS OF BLOOMFIELD LOT 26
Legal Range	10E
Legal Township	02N
Legal Section	20
Legal Subdivision	THE DELLS
Legal Lot Number	26
Jurisdiction	OAKLAND MI
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1005
Census Tract	150800

Owner

5081 Echo Rd is owned and occupied by two individuals who acquired it in November 2024.

Source: Oakland County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5081 ECHO RD, BLOOMFIELD HILLS, MI 48302-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2002 · Amount on File
Deed Sale	Jan 7, 2002 · Amount on File
Last Transfer Date	Nov 6, 2024
Transfer Doc	0000126640
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	May 19, 2026
Property Address	5081 ECHO RD, BLOOMFIELD HILLS, MI 48302-2705
Document Number	20260067748
Book / Page	61210 / 187
Instrument Date	May 12, 2026
Instrument	202667748
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 ECHO RD, BLOOMFIELD HILLS, MI 48302-2705

Mortgage

Document Number	0000067748,
Date	May 19, 2026
Book Page	61210/187
Instrument	202667748

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5081 ECHO RD, BLOOMFIELD HILLS, MI 48302-2705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037236
Date	Mar 9, 2018
Book Page	51620/00001
Instrument	37236

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5081 ECHO RD, BLOOMFIELD HILLS, MI 48302-2705
Document Number	0000191272
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5081 ECHO RD BLOOMFIELD HILLS MI 483022705, BLOOMFIELD HILLS, MI 48302-2705

Mortgage

Document Number	0000191272
Date	Sep 21, 2020
Book Page	054857/000598
Instrument	191272

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5081 Echo Rd was $3,313 with a homeowner's exemption, down 48.5% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,313.00 (-48.5%) Homeowner's exemption	$282,530 Land $59,980 Building $222,550	$565,060 Land $119,960 Building $445,100
2024	$6,433.00
2023		$259,110	$518,220
2021	$5,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5081 Echo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5081 Echo Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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