5081 Catfish Loop, Johns Island, SC 29455 Property Records

Charleston County property record for 5081 Catfish Loop, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,912 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$592,000 (Apr 2026)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-10-00-143`

Property Details

APN / Parcel Number

Primary APN	`281-10-00-143`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,912 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Oil

Location & Zoning

Street Address	5081 CATFISH LOOP
City	JOHNS ISLAND
State	SC
Zip	29455-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L18 MAPPLATP 0357-0360 SUBDIVISIONNAME ST JOHNS LAKE PHASE 2 BLOCK LOT 235 GOVLOT TRACT
Legal Subdivision	PARKER LAND SURVEYING LLC
Legal Phase	2
Legal Lot Number	235
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	1
Census Block	1032
Census Tract	2106

Owner

Source: Charleston County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5081 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 28, 2026	Deed, Transfer · FHA Mortgage HOME CAPITAL FUNDING INC
Apr 28, 2026	Deed, Transfer · FHA Mortgage MEGA CAPITAL FUNDING
Oct 2, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Feb 7, 2023
Deed Book / Page	1384 / 975
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	5081 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010270131
Date	Aug 27, 2021
Book Page	1027/131

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 28, 2026
Property Address	5081 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001
Document Number	1384000975
Book / Page	1384 / 975
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221,230.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5081 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001

Mortgage

Document Number	1384000976,
Date	Apr 28, 2026
Book Page	1384/976

Lender

Name	HOME CAPITAL FUNDING INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 28, 2026
Property Address	5081 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001
Document Number	0013840975
Book / Page	1384 / 975
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221,230.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5081 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001

Mortgage

Document Number	1384000976,
Date	Apr 28, 2026
Book Page	1384/976

Lender

Name	MEGA CAPITAL FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 2, 2019
Property Address	5081 CATFISH LOOP, JOHNS ISLAND, SC 29455-9001
Document Number	0826/0455
Book / Page	000826 / 000455
Instrument Date	Sep 11, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.09
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 CATFISH LOOP JOHNS ISLAND SC 294559001, JOHNS ISLAND, SC 29455-9001

Mortgage

Document Number	826/0456
Date	Oct 2, 2019
Book Page	000826/000456

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00 (+6.68%)
2024	$1,347.00 (+6.82%)	$12,720 (-)
2022	$1,261.00	$12,720	$318,100 (-) Land $65,000 Building $253,100
2020			$318,100 Land $65,000 Building $253,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 322 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	322 in force
Nearby Flood Claims	7 (2005–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom.

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