5081 Beach River Rd, Windermere, FL 34786 Property Records

Orange County property record for 5081 Beach River Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,411 sqft · built 2005
Lot Size	0.545 acres (23,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,000 (Dec 2017)
Tax Bill	$3,770 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`10-23-27-8390-01-060`

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8390-01-060`
Alternative APNs	`272310839001060` `137478` `138333` `139847`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,411 sqft Living Area
Gross Area	2,975 sqft
1st Floor Area	2,411 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,756 sqft (0.545 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	102 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5081 BEACH RIVER RD
City	WINDERMERE
State	FL
Zip	34786-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERPORT PHASE 2 54/104 LOT 106
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 2
Legal Phase	2
Legal Tract	8390
Legal Block	1
Legal Lot Number	106
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2013
Census Tract	17114

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5081 BEACH RIVER RD, WINDERMERE, FL 34786-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Document Number	2017677660
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 13, 2017
Property Address	5081 BEACH RIVER RD, WINDERMERE, FL 34786-3131
Document Number	0000677660
Map Reference	MB 54 PG 104-111
Instrument Date	Dec 1, 2017
Instrument	20170677660
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ARTESIAN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,177.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1288 OAK KNOLL DR, 1288, SAN JOSE, CA 95129-4128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5081 BEACH RIVER RD, WINDERMERE, FL 34786-3131

Mortgage

Document Number	0000677661
Date	Dec 13, 2017
Instrument	20170677661

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,183 (+2.7%)	$557,140 (-1.15%) Land $150,000 Building $407,140
2025	$3,770.00 (+6.23%) Homeowner's exemption	$236,790 (+5.99%)	$563,620 (+20.58%) Land $150,000 Building $413,620
2024	$3,549.00 (+7.58%)
2023	$3,299.00 (+4.76%) Homeowner's exemption	$223,415 (+3%)	$467,419 (+16.62%) Land $140,000 Building $327,419
2022	$3,149.00 Homeowner's exemption	$216,908	$400,821 Land $125,000 Building $275,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20