50808 Bermont Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 50808 Bermont Rd, Punta Gorda, FL 33982

Property Summary

Property TypeResidential Vacant Land
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Aug 2022)
Tax Bill$2,154 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN402733400012

Property Details

APN / Parcel Number

Primary APN402733400012
Alternative APNs
  • 00749370000871
  • 10004629681

Exterior

Lot Area435,600 sqft (10 acres)

Location & Zoning

Account Number00749370000871
Street Address50808 BERMONT RD
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeAG
Legal Description33 40 27 TR 87 10A M/L NW1/4 OF SE1/4 OF SE1/4 AKA GOLDEN RANCHES TR87 262/475 334/191 582/122 608/943 706/529 966/995 3567/1534 L/E4961/846 DC5036/18-OG 5036/19
Legal Range27E
Legal Township40S
Legal Section33
Legal SubdivisionGOLDEN RANCHES
Legal Tract87
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1000
Census Tract10100

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address338 SE 46TH LN, CAPE CORAL, FL 33904-7500
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Deed Document Number20223141304
Deed Book / Page5036 / 19
Prior Transfer DateApr 2, 2022
Prior Transfer Doc0003085028
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 18, 2022
Property Address50808 BERMONT RD, PUNTA GORDA, FL 33982
Document Number0050360019
Book / Page5036 / 19
Instrument DateAug 1, 2022
Instrument3141304
Transaction TypeTransfer
Record UpdatedFeb 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8774 SW 206TH LN, CUTLER BAY, FL 33189-2663

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 SE 46TH LN, CAPE CORAL, FL 33904-7500
InvestorPossibly a Property Investor

Mortgage

Document Number0000503621
DateAug 18, 2022
Instrument5036/21
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2037
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateSep 1, 2024
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year CMT
Max Rate12.1%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,154.00 (+4.11%)$144,500 (+21.43%) Land $144,500$144,500 (+3.21%) Land $144,500
2024$2,069.00 (+10.76%)
2023$1,868.00 (+111.79%)$119,000 (+55.56%)$140,000 (+83.01%) Land $140,000
2022$882.00$76,500 Land $76,500$76,500 Land $76,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 96% of the US · above 92% of Florida
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bermont Rd

Nearby Streets

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