5080 Shoals Ln, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5080 Shoals Ln, Chattanooga, TN 37416

Property Summary

Property Type	Duplex
Details	3 ba · 1,774 sqft · built 1971
Lot Size	0.331 acres (14,443 sqft)
Owner	Trust Name on File
Last Sale	$172,300 (May 2022)
Tax Bill	$1,629 (2025)
Deeds & Mortgages	Dec 2022 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112A A 013`

Property Details

APN / Parcel Number

Primary APN	`112A A 013`
Alternative APN	`0000039592`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,774 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,443 sqft (0.331 acres)
Lot Dimensions	143 ft deep x 77 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039592
Street Address	5080 SHOALS LN
City	CHATTANOOGA
State	TN
Zip	37416-1016
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RR
Legal Description	LT 9 LAKE SHOALS PB23 PG74
Legal Subdivision	LAKE SHOALS
Legal Lot Number	9
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

5080 Shoals Ln, a duplex, is held in a trust since December 2022.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Trust Name on File
Mailing Address	1772 AVENIDA LA POSTA, ENCINITAS, CA 92024-5668
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Quit Claim Deed, Transfer CADENCE BANK NA
May 10, 2022	Warranty Deed, Transfer · VA Mortgage CONVENTUS LLC
Mar 2, 2022	Warranty Deed, Transfer FIRST TITLE
Jul 6, 2018	Quit Claim Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Mar 2, 2022 · Amount on File
Deed Document Number	2022157
Deed Book / Page	12952 / 691
Last Transfer Date	Dec 8, 2022
Transfer Doc	0000000006
Record Updated	Sep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 14, 2022
Property Address	5080 SHOALS LN, CHATTANOOGA, TN 37416-1016
Document Number	0000000006
Book / Page	13164 / 862
Map Reference	MB 23 PG 74
Instrument Date	Dec 8, 2022
Instrument	2022121400006
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1772 AVENIDA, ENCINITAS, CA 92024
Investor	Possibly a Property Investor

Mortgage

Document Number	0131640866
Date	Dec 14, 2022
Instrument	13164-0866

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Dec 12, 2047

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 10, 2022
Property Address	5080 SHOALS LN, CHATTANOOGA, TN 37416-1016
Document Number	0000000157
Book / Page	12952 / 691
Map Reference	MB 23 PG 74
Instrument Date	May 4, 2022
Instrument	2022051000157
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1772 AVENIDA LA POSTA, ENCINITAS, CA 92024-5668
Investor	Possibly a Property Investor

Mortgage

Document Number	0129520694
Date	May 10, 2022
Instrument	12952-0694

Lender

Name	CONVENTUS LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 2, 2022
Property Address	5080 SHOALS LN, CHATTANOOGA, TN 37416-1016
Document Number	0000000006
Book / Page	12864 / 923
Map Reference	MB 23 PG 74
Instrument Date	Mar 2, 2022
Instrument	2022030200006
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$5,323.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20856 SE SOTRA LOOP, BEND, OR 97702-3721
Investor	Possibly a Property Investor

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 6, 2018
Property Address	5080 SHOALS LN, CHATTANOOGA, TN 37416-1016
Document Number	0706000214
Book / Page	011393 / 000938
Instrument Date	Jul 6, 2018
Instrument	180706000214
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5080 SHOAIS LN CHATTANOOGA TN 37416, CHATTANOOGA, TN 37416

Tax Assessment & Valuation

The 2025 property tax bill for 5080 Shoals Ln was $1,629, up 34.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,629.00 (+34.85%)	$107,520 (+99.11%)	$268,800 (+99.11%) Land $50,000 Building $218,800
2024	$1,208.00 (-1.47%)	$54,000 (-)	$135,000 (-) Land $11,000 Building $124,000
2023	$1,226.00	$54,000	$135,000 Land $11,000 Building $124,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5080 Shoals Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5080 Shoals Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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