5080 Highcrest Dr, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 5080 Highcrest Dr, Cameron Park, CA 95682

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,627 sqft · built 1983
Lot Size	5.19 acres (226,076 sqft)
Owner	2 Company Names on Record
Last Sale	$1,200,000 (Oct 2026)
Tax Bill	$9,833 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`109-191-025-000`

Property Details

APN / Parcel Number

Primary APN	`109-191-025-000`
Alternative APNs	`10919125100` `1091912510`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,627 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	226,076 sqft (5.19 acres)
Terrain	Gentle Slope
View / Lot	Average
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,627 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	5080 HIGHCREST DR
City	CAMERON PARK
State	CA
Zip	95682-9625
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	L 198 CAMERON PARK #3
Legal Subdivision	CAMERON PARK #3
Legal Lot Number	198
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1011
Census Tract	30804

Owner

Source: El Dorado County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 26, 2026	Deed of Trust, Mortgage · Construction Mortgage MORTGAGE MORTGAGE
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOLS FINANCIAL CU
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
May 12, 2022	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
Feb 14, 2018	Grant Deed, Transfer · Conventional Mortgage SCHOOLS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2026 · Amount on Record
Deed Sale	Oct 13, 2026 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	202632874
Prior Transfer Date	Aug 25, 1998
Prior Transfer Doc	0000051262
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 13, 2026
Property Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625
Document Number	0000032874
Instrument Date	Oct 7, 2026
Instrument	202632874
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032875,
Date	Oct 13, 2026
Instrument	202632875

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Aug 26, 2026
Property Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625
Document Number	0000027842
Instrument Date	Jul 31, 2026
Instrument	202627842
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	2474 STARMOUNT WAY, EL DORADO HILLS, CA 95762-4014

Mortgage

Document Number	0000027842,
Date	Aug 26, 2026
Instrument	202627842

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042441
Date	Nov 1, 2018
Instrument	2018-0042441

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054817
Date	Dec 20, 2019
Instrument	2019-0054817

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625

Mortgage

Document Number	0000021464
Date	May 12, 2022
Instrument	2022-0021464

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 14, 2018
Property Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625
Document Number	0000005380
Map Reference	MB C PG 38
Instrument Date	Feb 1, 2018
Instrument	2018-0005380
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5080 HIGHCREST DR, CAMERON PARK, CA 95682-9625

Mortgage

Document Number	0000005381
Date	Feb 14, 2018
Instrument	2018-0005381

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$896,755 (+2%) Land $290,143 Building $606,612
2025	$9,833.00 (+2.02%) Homeowner's exemption	$879,172 (+4.04%) Land $284,454 Building $594,718
2024	$9,638.00 (+1.91%)
2023	$9,457.00 (+1.45%) Homeowner's exemption	$845,034 Land $273,409 Building $571,625
2022	$9,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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