Woodbury County property record for 508 Zach Rd, Sergeant Bluff, IA 51054
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.252 acres (10,968 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,500 (Mar 2026) |
| Tax Bill | $210 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 884732331005 |
| Primary APN | 884732331005 |
|---|
| Lot Area | 10,968 sqft (0.252 acres) |
|---|---|
| Lot Dimensions | 129 ft deep x 85 ft wide |
| Street Address | 508 ZACH RD |
|---|---|
| City | SERGEANT BLUFF |
| State | IA |
| Zip | 51054-8005 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SERENITY POINT FIRST LOT 74 |
| Legal Subdivision | SERENITY POINT FIRST ADDITION |
| Legal Lot Number | 74 |
| Jurisdiction | WOODBURY IA |
| Township / Civil Division | WOODBURY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 3301 |
Source: Woodbury County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 508 ZACH RD, SERGEANT BLUFF, IA 51054-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL BANK |
| Mar 17, 2026 | Deed of Trust, Mortgage · Construction Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Deed Document Number | 20262671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODBURY IA |
| Recording Date | Sep 30, 2026 |
| Property Address | 508 ZACH RD, SERGEANT BLUFF, IA 51054-8005 |
| Document Number | 0000010832 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202610832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 508 ZACH RD, SERGEANT BLUFF, IA 51054-8005 |
| Document Number | 0000010832, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202610832 |
| Name | SECURITY NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODBURY IA |
| Property Address | 508 ZACH RD, SERGEANT BLUFF, IA 51054-8005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2600 S ALICE ST, SIOUX CITY, IA 51106-3203 |
| Document Number | 0000002744 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026-02744 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2027 |
Source: Woodbury County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Woodbury County |
| Municipality | Sergeant Bluff City |
| Unified School District | Sergeant Bluff-Luton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210.00 (+15.38%) | $14,280 (+17.63%) Land $14,280 | $14,280 (+17.63%) Land $14,280 |
| 2023 | $182.00 (-14.95%) | $12,140 Land $12,140 | $12,140 Land $12,140 |
| 2022 | $214.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: ImOn Communications, Nextlink, Verizon.
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