508 Windrow Dr, Royse City, TX 75189 Property Records

Collin County property record for 508 Windrow Dr, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 2021
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$237,405 (Jan 2024)
Tax Bill	$5,994 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12177-00U-0030-1`

Property Details

APN / Parcel Number

Primary APN	`R-12177-00U-0030-1`
Alternative APNs	`000002825656` `2825656`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	2,075 sqft
1st Floor Area	1,532 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	419 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	508 WINDROW DR
City	ROYSE CITY
State	TX
Zip	75189-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA PHASE 5, BLK U, LOT 3
Legal Subdivision	MAGNOLIA PHASE 5 (GCN)
Legal Block	U
Legal Lot Number	3
Jurisdiction	COLLIN TX
Township / Civil Division	NEVADA
Census Block Group	3
Census Block	3057
Census Tract	31201

Owner

Source: Collin County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59808 290TH ST, CAMBRIDGE, IA 50046-8527
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Vendor's Lien, Transfer · Conventional Mortgage THIRD COAST BANK SSB
Sep 4, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Sep 4, 2021 · Amount on Record
Deed Document Number	20245416
Record Updated	Sep 20, 2026

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 17, 2024
Property Address	508 WINDROW DR, ROYSE CITY, TX 75189-3844
Document Number	2024000005416
Map Reference	DOC20200912010003040
Instrument Date	Jan 11, 2024
Instrument	2024000005416
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	KANE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3101 EMORY OAK WAY, ROYSE CITY, TX 75189-8130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59808 290TH ST, CAMBRIDGE, IA 50046-8527

Mortgage

Document Number	2024000005417
Date	Jan 17, 2024
Instrument	2024000005417

Lender

Name	THIRD COAST BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	7.12%
Max Rate At Change	9.12%
Max Rate	13.1%

September 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 4, 2021
Property Address	508 WINDROW DR, ROYSE CITY, TX 75189-3844
Document Number	0001802990
Map Reference	DOC20200812010003040
Instrument Date	Aug 31, 2021
Instrument	20210904001802990
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2022
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 WINDROW DR, JOSEPHINE, TX 75189-3844

Mortgage

Document Number	0001803000
Date	Sep 4, 2021
Instrument	20210904001803000

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Community Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,994.00 (-3.1%)	$260,675 (+0.37%) Land $80,000 Building $180,675	$260,675 (+0.37%) Land $80,000 Building $180,675
2024	$6,186.00 (+8.43%)
2023		$259,720 Land $80,000 Building $179,720	$259,720 Land $80,000 Building $179,720
2022	$5,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JOSEPHINE serves 9,800 people · EPA ID TX0430036
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Point Broadband Fixed Wireless	100 / 100
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T.

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