508 Whitaker St, Morehead, KY 40351 Property Records

Rowan County property record for 508 Whitaker St, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,928 sqft · built 1977
Lot Size	0.261 acres (11,371 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Nov 2021)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`045-30 00 071.00`

Property Details

APN / Parcel Number

Primary APN	`045-30 00 071.00`
Alternative APNs	`11510` `11551` `12106`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,371 sqft (0.261 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	12106
Street Address	508 WHITAKER ST
City	MOREHEAD
State	KY
Zip	40351-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE, DETACHED GARAGE & LOT #4 HIDDEN VALLEY
Legal Subdivision	HIDDEN VALLEY
Legal Lot Number	4
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

Source: Rowan County records, as of November 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	508 WHITAKER ST, MOREHEAD, KY 40351-8824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed, Transfer · USDA Mortgage STOCKTON MORTGAGE CORP
Sep 4, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20212013823
Deed Book / Page	282 / 249
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	00D269/200
Record Updated	Jun 8, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Nov 22, 2021
Property Address	508 WHITAKER ST, MOREHEAD, KY 40351-8824
Document Number	00D282/249
Book / Page	D282 / 249
Map Reference	CAN 2 SL1
Instrument Date	Nov 12, 2021
Instrument	2013823
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 CLEARFIELD HL, 195, CLEARFIELD, KY 40313-9789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 WHITAKER ST, MOREHEAD, KY 40351-8824

Mortgage

Document Number	0002013824
Date	Nov 22, 2021
Instrument	2013824

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 4, 2018
Property Address	508 WHITAKER ST, MOREHEAD, KY 40351-8824
Document Number	00D269/200
Book / Page	D269 / 200
Map Reference	CAB1 SL97
Instrument Date	Aug 31, 2018
Instrument	411153
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 FRALEY DR, 631, MOREHEAD, KY 40351-8882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 WHITAKER ST, MOREHEAD, KY 40351-8824

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,648.00 (+1.85%)	$196,900 (+3.63%) Land $20,000 Building $176,900	$196,900 (+3.63%) Land $20,000 Building $176,900
2023	$1,618.00	$190,000 Land $20,000 Building $170,000	$190,000 Land $20,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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