508 Waters Edge Dr, Apt C, McHenry, IL 60050 Property Records

McHenry County property record for 508 Waters Edge Dr, Apt C, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1,112 sqft · built 1977
Lot Size2 acres (1,307 sqft)
Owner2 Individual Names on File
Last Sale$132,500 (Jun 2023)
Tax Bill$3,460 (2024)
Deeds & MortgagesSep 2026 Line of Credit
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-33-279-055

Property Details

APN / Parcel Number

Primary APN09-33-279-055

Interior

Plumbing Fixtures7 Plumbing Fixtures
Units8 Units
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,112 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Lot Area1,307 sqft (2 acres)
Garage Area277 sqft
Parking Spaces1 Parking Space
Deck Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address508 WATERS EDGE DR, C
CityMCHENRY
StateIL
Zip60050-5066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0014059 UNIT 508-C & 508-G-C WATERS EDGE CONDO NO 1 5TH AMEND (LT 5 BOONE VALLEY PLAT NO 11) MEMO: ORGLER, SARA LINDSAY/ SERDAR, ANTHONY
Legal SubdivisionWATERS EDGE CONDO NO 1
Legal Block279
Legal Lot Number5
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2005
Census Tract870605

Owner

508 Waters Edge Dr, Apt C is owned by two individuals who bought it in June 2023.

Source: McHenry County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address978 TALISMON WAY, C, FOX LAKE, IL 60020-2126
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY TRUST CREDIT UNION
Jun 14, 2023Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY TRUST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2023 · Amount on File
Deed SaleJun 14, 2023 · Amount on File
Prior SaleApr 19, 2004 · Amount on File
Deed Document Number202314059
Prior Transfer DateDec 19, 2014
Prior Transfer Doc0000000648
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateSep 17, 2026
Property Address508 WATERS EDGE DR, MCHENRY, IL 60050-5066
Document Number0000027313
Instrument DateSep 12, 2026
Instrument202627313
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address508 WATERS EDGE DR, MCHENRY, IL 60050-5066

Mortgage

Document Number0000027313,
DateSep 17, 2026
Instrument202627313
Lender
NameCOMMUNITY TRUST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 14, 2023
Property Address508 WATERS EDGE DR APT C, C, MCHENRY, IL 60050-5066
Document Number0000014059
Map ReferenceDOC 676038
Instrument DateMay 26, 2023
Instrument2023R0014059
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyBAIRD & WARNER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$132.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address508 WATERS EDGE DR APT C, C, MCHENRY, IL 60050-5066

Mortgage

Document Number0000014060
DateJun 14, 2023
Instrument2023R0014060
Lender
NameCOMMUNITY TRUST CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,460.00$50,904 Land $5,554 Building $45,350$152,712 Land $16,662 Building $136,050
2022$38,882 Land $4,616 Building $34,266$116,646 Land $13,848 Building $102,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 508 Waters Edge Dr, Apt C in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2007–2013)
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 508 Waters Edge Dr, Apt C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Verizon.

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