508 W Main St, Beresford, SD 57004 Property Records

Union County property record for 508 W Main St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,750 sqft · built 1950
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Mar 2019)
Tax Bill	$2,941 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02.05.05.1025`

Property Details

APN / Parcel Number

Primary APN	`02.05.05.1025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	508 W MAIN ST
City	BERESFORD
State	SD
Zip	57004-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OF SW1/4 BLK 5 THORSON'S 2ND ADD BERES CITY
Legal Subdivision	THORSON'S 2ND ADD
Legal Block	5
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2059
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 W MAIN ST, BERESFORD, SD 57004-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FCU
Apr 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIOUX FALLS FCU
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage SIOUX FALLS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	2019797
Deed Book / Page	109 / 138
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	508 W MAIN ST, BERESFORD, SD 57004-1628
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180/237
Date	Mar 25, 2022
Book Page	180/237
Instrument	220869

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	508 W MAIN ST, BERESFORD, SD 57004-1628
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	174/0259
Date	Apr 10, 2019
Book Page	174/0259
Instrument	191393

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 15, 2029

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Mar 4, 2019
Property Address	508 W MAIN ST, BERESFORD, SD 57004-1628
Document Number	00109/0138
Book / Page	109 / 0138
Instrument Date	Feb 28, 2019
Instrument	190797
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	DAKOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 W MAIN ST, BERESFORD, SD 57004-1628

Mortgage

Document Number	0000190798
Date	Mar 4, 2019
Instrument	190798

Lender

Name	SIOUX FALLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,941.00 (+0.03%)	$214,669 (-) Land $28,350 Building $186,319
2025	$2,940.00 (-1.18%)	$214,669 (+8.57%) Land $28,350 Building $186,319
2024	$2,975.00 (+2.73%)
2023	$2,896.00 (+17.92%)	$197,731 Land $28,350 Building $169,381
2022	$2,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERESFORD serves 2,359 people · EPA ID SD4600386
Water Source	Purchased groundwater from LEWIS AND CLARK REGIONAL WATER SYSTE
Last State Inspection	Aug 2025
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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