508 W 9th St, Covington, KY 41011 Property Records

Kenton County property record for 508 W 9th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,880 sqft · built 1886
Lot Size	0.031 acres (1,357 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Aug 2024)
Tax Bill	$5,498 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-14-026.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-14-026.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,880 sqft Finished Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Brick
Foundation Type	Stone
Lot Area	1,357 sqft (0.031 acres)
Lot Dimensions	42.4 ft deep x 32 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	508 W 9TH ST
City	COVINGTON
State	KY
Zip	41011-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY PT LOT 17 32'X 42.4' NS 9TH ST 71.7' W BAKEWELL
Legal Subdivision	PERRY
Legal Lot Number	17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	60300

Owner

508 W 9th St is owned and occupied by an individual who bought it in August 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	508 W 9TH ST, COVINGTON, KY 41011-2147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Mar 29, 2019	Grant Deed, Transfer · Conventional Mortgage VICTORY CMNTY BK
Mar 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Mar 30, 2018	Loan Modification, Mortgage · Conventional Mortgage NORTHEAST BK
Jan 9, 2018	Warranty Deed, Transfer · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	2024159
Deed Book / Page	302 / 418
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	508 W 9TH ST, COVINGTON, KY 41011-2147
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900257
Date	Feb 8, 2021
Book Page	165/492
Instrument	21020805900257

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 29, 2019
Property Address	508 W 9TH ST, COVINGTON, KY 41011-2147
Document Number	0000000096
Book / Page	0C6628 / 000096
Instrument Date	Mar 18, 2019
Instrument	96
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 W 9TH ST COVINGTON KY 410112147, COVINGTON, KY 41011-2147

Mortgage

Document Number	97
Date	Mar 29, 2019
Book Page	0C6628/000099
Instrument	97

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 29, 2019
Property Address	508 W 9TH ST, COVINGTON, KY 41011-2147
Document Number	0000000095
Book / Page	0C6628 / 000093
Instrument Date	Mar 18, 2019
Instrument	95
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$294.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1625 STATE ROUTE 10 MORRIS PLAINS NJ 079502905, MORRIS PLAINS, NJ 07950-2905
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	508 W 9TH ST, COVINGTON, KY 41011-2147
Document Number	0000000081
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1849 FREEDOM TRL INDEPENDENCE KY 410517600, INDEPENDENCE, KY 41051-7600

Mortgage

Document Number	0000000081
Date	Dec 5, 2018
Book Page	00I420/000264
Instrument	81

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2048

Interest

Rate Type	Adjustable Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Recording Date	Mar 30, 2018
Property Address	508 W 9TH ST, COVINGTON, KY 41011-2147
Book / Page	0I4086 / 000281
Instrument Date	Mar 13, 2018
Instrument	81
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	116 N EAGLE TRACE BLVD HAROLD KY 416357055, HAROLD, KY 41635-7055

Mortgage

Document Number	0000000081
Date	Mar 30, 2018
Book Page	0I4086/000281
Instrument	81

Lender

Name	NORTHEAST BK
Type	Bank
Address	77 BROADWAY ST NE, MINNEAPOLIS, MN 55413-1811

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 9, 2018
Property Address	508 W 9TH ST, COVINGTON, KY 41011-2147
Document Number	0000000175
Book / Page	ORC633 / 000171
Instrument Date	Jan 2, 2018
Instrument	175
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	508 W 9TH ST COVINGTON KY 410112147, COVINGTON, KY 41011-2147

Mortgage

Document Number	176
Date	Jan 9, 2018
Book Page	0C6330/000174
Instrument	176

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 8, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 508 W 9th St was $5,498.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,000 (-) Land $10,000 Building $405,000	$415,000 (-) Land $10,000 Building $405,000
2025	$5,498.00	$415,000 Land $5,000 Building $410,000	$415,000 Land $5,000 Building $410,000
2023	$4,895.00	$367,500 Land $5,000 Building $362,500	$367,500 Land $5,000 Building $362,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 W 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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