508 W 6th St, Flora, IL 62839 Property Records

Clay County property record for 508 W 6th St, Flora, IL 62839

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,152 sqft · built 1981
Lot Size	0.166 acres (7,261 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Aug 2020)
Tax Bill	$556 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-221-005`

Property Details

APN / Parcel Number

Primary APN	`10-26-221-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Exterior Material	Other
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,261 sqft (0.166 acres)
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	508 W 6TH ST
City	FLORA
State	IL
Zip	62839-1111
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	J M BOYLES ADDN LOT 3
Legal Subdivision	J M BOYLES ADD
Legal Lot Number	3
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1031
Census Tract	972100

Owner

508 W 6th St, a mobile home, is owned and occupied by two individuals who bought it in August 2020.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	508 W 6TH ST, FLORA, IL 62839-1111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY PARTNERS SAV BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	2020199676
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Aug 20, 2020
Property Address	508 W 6TH ST, FLORA, IL 62839-1111
Document Number	0000199676
Instrument Date	Aug 14, 2020
Instrument	199676
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 W 6TH ST, FLORA, IL 62839-1111

Mortgage

Document Number	0000199677
Date	Aug 20, 2020
Instrument	199677

Lender

Name	CLAY CITY BANKING CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.75%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jul 24, 2020
Property Address	508 W 6TH ST, FLORA, IL 62839-1111
Document Number	0000199473
Instrument Date	Jul 17, 2020
Instrument	199473
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25, XENIA, IL 62899-0025

Mortgage

Document Number	0000199474
Date	Jul 24, 2020
Instrument	199474

Lender

Name	COMMUNITY PARTNERS SAV BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 508 W 6th St was $556 with a homeowner's exemption, up 15.8% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$556.00 (+15.83%) Homeowner's exemption	$13,269 Land $2,375 Building $10,894	$39,807 Land $7,125 Building $32,682
2024	$480.00
2022	$386.00 (+12.21%) Homeowner's exemption	$10,063 Land $1,808 Building $8,255	$30,189 Land $5,424 Building $24,765
2021	$344.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 508 W 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 508 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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