508 Townsend Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 508 Townsend Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,200 sqft · built 1955
Lot Size	2.69 acres (117,176 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,538 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9681617164`

Property Details

APN / Parcel Number

Primary APN	`9681617164`
Alternative APN	`1015719`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,200 sqft Heated Area
1st Floor Area	1,964 sqft
Basement Area	1,964 sqft
Finished Basement	236 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	117,176 sqft (2.69 acres)
Porch	Slab
Porch Area	104 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1015719
Street Address	508 TOWNSEND RD
City	HENDERSONVILLE
State	NC
Zip	28792-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1015719~R2
Legal Description	OLIVER BURNS LORECOMBINED PL2013-8796
Legal Block	61
Legal Lot Number	7164
Jurisdiction	HENDERSON NC
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1018
Census Tract	930402

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 TOWNSEND RD, HENDERSONVILLE, NC 28792-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit HOMETRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Jul 30, 2026
Property Address	508 TOWNSEND RD, HENDERSONVILLE, NC 28792-8317
Document Number	0001053437
Book / Page	4471 / 591
Instrument Date	Jul 22, 2026
Instrument	20261053437
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 TOWNSEND RD, HENDERSONVILLE, NC 28792-8317

Mortgage

Document Number	0001053437,
Date	Jul 30, 2026
Book Page	4471/591
Instrument	20261053437

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2036

Interest

Rate	6.49%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	508 TOWNSEND RD, HENDERSONVILLE, NC 28792-8317
Document Number	0032450050
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	508 TOWNSEND RD HENDERSONVILLE NC 287928317, HENDERSONVILLE, NC 28792-8317

Mortgage

Document Number	0032450050
Date	Sep 6, 2018
Book Page	003245/000050
Instrument	890315

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,700 (-) Land $56,900 Building $224,800
2025	$1,538.00
2023		$281,700 Land $56,900 Building $224,800	$281,700 Land $56,900 Building $224,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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