508 Torbert Loop, Stafford, VA 22554 Property Records

Stafford County property record for 508 Torbert Loop, Stafford, VA 22554 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 2,120 sqft · built 1997
Lot Size0.041 acres (1,799 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Oct 2018)
Tax Bill$3,445 (2025)
Deeds & MortgagesAug 2026 Mortgage
May 2024 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN30S-3-185

Property Details

APN / Parcel Number

Primary APN30S-3-185
Alternative APNs
  • 030S 3 185
  • 21495

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,120 sqft Living Area
Gross Area2,192 sqft
Basement Area720 sqft
Finished Basement648 sqft
Unfinished Basement72 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,799 sqft (0.041 acres)
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number21495
Street Address508 TORBERT LOOP
CitySTAFFORD
StateVA
Zip22554-8454
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 185 SEC 3 1800 SQFT PHASE 2A STONE RIVER
Legal SubdivisionPHASE 2A STONE RIVER SEC 3
Legal Block4
Legal Lot Number185
JurisdictionSTAFFORD VA
Township / Civil DivisionAQUIA
Census Block Group4
Census Block4002
Census Tract10105

Owner

Source: Stafford County records · APN 30S-3-185

Assessment roll updated August 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address508 TORBERT LOOP, STAFFORD, VA 22554-8454
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
May 03, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 13, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 01, 2018Warranty Deed, Transfer · FHA Mortgage
NFM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2018 · Amount on Record
Deed SaleOct 01, 2018 · Amount on Record
Prior SaleSep 13, 2012 · Amount on Record
Deed Document Number201816562
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Recording DateAug 03, 2026
Property Address508 TORBERT LOOP, STAFFORD, VA 22554-8454
Document Number0000011530
Instrument DateMay 26, 2026
Instrument202611530
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address508 TORBERT LOOP, STAFFORD, VA 22554-8454

Mortgage

Document Number0000011530,
DateAug 03, 2026
Instrument202611530
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term303 Months
DueNov 01, 2051
Interest
Rate6.3%
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address508 TORBERT LOOP, STAFFORD, VA 22554-8454
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240004959
DateMay 03, 2024
Instrument240004959
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term330 Months
DueNov 01, 2051
Interest
Rate TypeFixed Rate

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address508 TORBERT LOOP, STAFFORD, VA 22554-8454
Transaction TypeMortgage
Record UpdatedSep 13, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210040847
DateDec 13, 2021
Instrument210040847
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateOct 01, 2018
Property Address508 TORBERT LOOP, STAFFORD, VA 22554-8454
Document Number180016562
Instrument DateSep 26, 2018
Instrument16562
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 TORBERT LOOP STAFFORD VA 225548454, STAFFORD, VA 22554-8454

Mortgage

Document Number180016563
DateOct 01, 2018
Instrument16563
Lender
NameNFM
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated August 25, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,445.00 (+12.29%)$373,800 (+15.12%) Land $115,000 Building $258,800$373,800 (+15.12%) Land $115,000 Building $258,800
2023$3,068.00 (+15.9%)$324,700 Land $95,000 Building $229,700$324,700 Land $95,000 Building $229,700
2021$2,647.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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