508 Sth 32, Three Lakes, WI 54562 Property Records

Oneida County property record for 508 Sth 32, Three Lakes, WI 54562

Property Summary

Property Type	Single Family Home
Lot Size	1.25 acres (54,450 sqft)
Owner	Company Name on Record
Last Sale	$725,000 (Oct 2025)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Sep 2014 Mortgage Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TL 530 3`

Property Details

APN / Parcel Number

Primary APN	`TL 530 3`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Street Address	508 STH 32
City	THREE LAKES
State	WI
Zip	54562-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 865805/837795 PT NE NE & SE NE 1.28CA/1.25A PCL SM A2873 1ST DESC DOC 865805
Legal Range	11E
Legal Township	38N
Legal Section	14
Jurisdiction	ONEIDA WI
Township / Civil Division	THREE LAKES
Census Block Group	1
Census Block	1054
Census Tract	970101

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	508 STH 32, THREE LAKES, WI 54562-9744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2014	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Oct 15, 2025	Warranty Deed, Transfer
Sep 30, 2022	Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Oct 1, 2019	Intrafamily Transfer, Transfer ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC
Oct 1, 2019	Intrafamily Transfer, Transfer ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	2025865805
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	0000798147
Record Updated	Jun 8, 2026

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	508 STH 32, THREE LAKES, WI 54562-9744
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000742972
Date	Sep 18, 2014
Instrument	742972

Lender

Name	BMO HARRIS BANK NA
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2024

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Oct 15, 2025
Property Address	508 STH 32, THREE LAKES, WI 54562-9744
Document Number	0000865805
Instrument Date	Oct 3, 2025
Instrument	865805
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Tax	$2,175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	508 STH 32, THREE LAKES, WI 54562-9744

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA WI
Recording Date	Sep 30, 2022
Property Address	508 STH 32, THREE LAKES, WI 54562-9744
Document Number	0000837795
Instrument Date	Sep 26, 2022
Instrument	837795
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837796
Date	Sep 30, 2022
Instrument	837796

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONEIDA WI
Recording Date	Oct 1, 2019
Property Address	508 STH 32, THREE LAKES, WI 54562-9744
Document Number	0000798147
Instrument Date	Oct 1, 2019
Instrument	798147
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONEIDA WI
Recording Date	Oct 1, 2019
Property Address	508 STH 32, THREE LAKES, WI 54562-9744
Document Number	0000798146
Instrument Date	Oct 1, 2019
Instrument	798146
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 E MAIN ST # 74, 74, MESA, AZ 85205-8046

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Three Lakes Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (+12.27%)	$202,500 (-) Land $126,500 Building $76,000	$380,185 Land $237,498 Building $142,687
2024	$2,511.00 (+0.84%)	$202,500 (-) Land $126,500 Building $76,000
2023	$2,490.00	$202,500 Land $126,500 Building $76,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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