508 Serene Ln, Lorida, FL 33857 Property Records

Highlands County property record for 508 Serene Ln, Lorida, FL 33857

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,962 sqft · built 2006
Lot Size	0.996 acres (43,429 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Apr 2017)
Tax Bill	$1,915 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-08-35-31-030-0060-0010`

Property Details

APN / Parcel Number

Primary APN	`C-08-35-31-030-0060-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,962 sqft Living Area
1st Floor Area	1,974 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	43,429 sqft (0.996 acres)
Lot Dimensions	274 ft deep x 159 ft wide
Garage Type	Finished
Garage Area	672 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,950 sqft
Patio Area	16 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	508 SERENE LN
City	LORIDA
State	FL
Zip	33857-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1S
Legal Description	HOLIDAY LAKE EST PB 10 PG 12 LOT 1 BLK 6
Legal Range	31E
Legal Township	35S
Legal Section	08
Legal Subdivision	HOLIDAY LAKE EST
Legal Block	6
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1036
Census Tract	961000

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 SERENE LN, LORIDA, FL 33857-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 25, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
May 22, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 24, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Prior Sale	Feb 13, 2007
Deed Document Number	1850616
Deed Book / Page	2577 / 0633
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	508 SERENE LN, LORIDA, FL 33857-2601
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 SERENE LN, LORIDA, FL 33857-2601

Mortgage

Document Number	0002164873
Date	Aug 17, 2023
Book Page	2993/123
Instrument	2164873

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	508 SERENE LN, LORIDA, FL 33857-2601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 SERENE LN, LORIDA, FL 33857-2601

Mortgage

Document Number	0001999474
Date	Sep 21, 2020
Book Page	2773/1952
Instrument	1999474

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	508 SERENE LN, LORIDA, FL 33857-2601
Document Number	0002000098
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	508 SERENE LN LORIDA FL 338572601, LORIDA, FL 33857-2601

Mortgage

Document Number	0002000098
Date	Sep 25, 2020
Book Page	002774/001757
Instrument	2000098

Lender

Name	MIDFIRST BK
Type	Bank
Address	CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	508 SERENE LN, LORIDA, FL 33857-2601
Document Number	0001903681
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 SERENE LN LORIDA FL 338572601, LORIDA, FL 33857-2601

Mortgage

Document Number	0001903681
Date	Jul 12, 2018
Book Page	002645/001017
Instrument	1903681

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 24, 2017
Property Address	508 SERENE LN, LORIDA, FL 33857-2601
Document Number	0001850616
Book / Page	002577 / 000633
Instrument Date	Apr 21, 2017
Instrument	1850616
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	508 SERENE LN LORIDA FL 338572601, LORIDA, FL 33857-2601

Mortgage

Document Number	1850617
Date	Apr 24, 2017
Book Page	002577/000635
Instrument	1850617

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,093 (+5.99%)	$294,387 (+15.35%) Land $22,000 Building $272,387
2024	$1,915.00 (+3.96%)
2023	$1,842.00 (+2.5%) Homeowner's exemption	$140,671 (+3%)	$255,204 (+19.89%) Land $15,000 Building $240,204
2022	$1,797.00 Homeowner's exemption	$136,574	$212,862 Land $15,000 Building $197,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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