St. Charles County property record for 508 Sapphire Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 1998 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,190 (Dec 1998) |
| Tax Bill | $3,862 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T990300267 |
| Primary APN | T990300267 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 3,666 sqft |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 1,566 sqft |
| Finished Basement | 128 sqft |
| Unfinished Basement | 1,438 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 14,375 sqft (0.33 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T990300267 |
|---|---|
| Street Address | 508 SAPPHIRE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMOND POINTE #3 LOT 74 |
| Legal Subdivision | DIAMOND PT #3 |
| Legal Lot Number | 74 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311602 |
508 Sapphire Dr is owned and occupied by two individuals who bought it in December 1998.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 508 SAPPHIRE DR, O FALLON, MO 63366-1889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 1998 · Amount on File |
| Deed Sale | Dec 4, 1998 · Amount on File |
| Deed Document Number | 199896393 |
| Deed Book / Page | 2169 / 1094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 508 SAPPHIRE DR, O FALLON, MO 63366-1889 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 508 SAPPHIRE DR, O FALLON, MO 63366-1889 |
| Document Number | 0000012236 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021R-012236 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 508 Sapphire Dr was $3,862.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,092 (-) | $316,272 (-) Land $60,000 Building $256,272 | |
| 2025 | $3,862.00 | $60,092 | $316,272 Land $60,000 Building $256,272 |
| 2023 | $55,331 | ||
| 2022 | $291,218 Land $50,000 Building $241,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 508 Sapphire Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 508 Sapphire Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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