508 River St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 508 River St, Chattanooga, TN 37405

Property Summary

Property TypeCondominium
Details1,267 sqft · built 1966
Lot Size3.72 acres (162,288 sqft)
Owner2 Trust Names on File
Last Sale$450,000 (Jul 2024)
Tax Bill$906 (2025)
Deeds & MortgagesOct 2024 Transfer
Jul 2024 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN135E N 023 C508

Property Details

APN / Parcel Number

Primary APN135E N 023 C508
Alternative APN
  • 0000060092

Interior

Stories1 Story
Building Area1,267 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof MaterialOther
Lot Area162,288 sqft (3.72 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000060092
Street Address508 RIVER ST
CityCHATTANOOGA
StateTN
Zip37405-4170
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionRIVERIA VILLAS PB32 PG89-1 UNIT 508 AND COMMUNITY INTEREST
Legal SubdivisionRIVIERA VILLAS
Legal Lot NumberUNIT
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3012
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

508 River St, a condominium, is held in a trust since September 2024.

Source: Hamilton County records, as of January 2, 2026

Owner of Record2 Trust Names on File
Mailing Address1210 WINDSOR RD, 205, AUSTIN, TX 78703-4168
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2024Quit Claim Deed, Transfer
Quitclaim
Jul 25, 2024Warranty Deed, Transfer
UNKNOWN, BRIDGE CITY TTL EAST BRAINER
Mar 3, 2020Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2024 · Amount on File
Deed SaleJul 25, 2024 · Amount on File
Prior SaleMar 3, 2020 · Amount on File
Deed Document Number202469
Deed Book / Page13659 / 156
Last Transfer DateSep 19, 2024
Transfer Doc0000000058
Record UpdatedSep 20, 2026

October 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateOct 21, 2024
Property Address508 RIVER ST, CHATTANOOGA, TN 37405-4170
Document Number0000000058
Book / Page13737 / 684
Map ReferenceMB 32 PG 89-1&89-2
Instrument DateSep 19, 2024
Instrument2024102100058
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1210 WINDSOR RD APT 205, 205, AUSTIN, TX 78703-4168

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 25, 2024
Property Address508 RIVER ST, CHATTANOOGA, TN 37405-4170
Document Number0000000069
Book / Page13659 / 156
Map ReferenceMB 32 PG 89-1&89-2
Instrument DateJul 24, 2024
Instrument2024072500069
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

AmountAmount on Record
Tax$1,665.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 RIVER ST # 508, 508, CHATTANOOGA, TN 37405-4170

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 3, 2020
Property Address508 RIVER ST, CHATTANOOGA, TN 37405-4170
Document Number0303000183
Book / Page011926 / 000121
Instrument DateFeb 28, 2020
Instrument200303000183
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyJONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address508 RIVER ST CHATTANOOGA TN 374054170, CHATTANOOGA, TN 37405-4170

Mortgage

Document Number303000184
DateMar 3, 2020
Book Page011926/000124
Instrument200303000184
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueMar 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 508 River St was $906, down 45.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$906.00 (-45.09%)$59,800 (-18.92%)$239,200 (-18.92%) Land $150,000 Building $89,200
2024$1,650.00$73,750 (-)$295,000 (-) Land $130,000 Building $165,000
2023$1,650.00$73,750 (-)$295,000 (-) Land $130,000 Building $165,000
2022$1,650.00$73,750$295,000 Land $130,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 508 River St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims2 (2003–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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