508 Riggs Ct, Frederick, MD 21703 Property Records

Frederick County property record for 508 Riggs Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,120 sqft · built 1984
Lot Size	0.041 acres (1,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Sep 2023)
Tax Bill	$4,169 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-127237`

Property Details

APN / Parcel Number

Primary APN	`02-127237`
Alternative APNs	`2127237` `127237`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	127237
Street Address	508 RIGGS CT
City	FREDERICK
State	MD
Zip	21703-6101
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LT 81 SECT 8 PLAT 3 1800 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS
Legal Lot Number	81
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	750505

Owner

Source: Frederick County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	508 RIGGS CT, FREDERICK, MD 21703-6101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed, Transfer · Conventional Mortgage AMERIS BANK
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
Dec 18, 2018	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Feb 6, 2019	Correction Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Feb 6, 2019 · Amount on Record
Deed Book / Page	16595 / 500
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 12, 2023
Property Address	508 RIGGS CT, FREDERICK, MD 21703-6101
Document Number	0165950500
Book / Page	16595 / 500
Map Reference	MB 24 FO 190
Instrument Date	Aug 17, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	REALTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 RIGGS CT, FREDERICK, MD 21703-6101

Mortgage

Document Number	0016595510
Date	Sep 12, 2023
Instrument	16595/510

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Mortgage

Document Number	0165950532
Date	Sep 12, 2023
Book Page	16595/532

Lender

Name	AMERIS BANK
Type	Bank
Address	MOULTRIE, GA 31768

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2028

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	508 RIGGS CT, FREDERICK, MD 21703-6101
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	MARYLAND TTL WORKS UNLIMITED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131840091
Date	Sep 4, 2019
Book Page	13184/0091

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 18, 2018
Property Address	508 RIGGS CT, FREDERICK, MD 21703-6101
Document Number	0127600365
Book / Page	12760 / 0365
Map Reference	MB24 FO190
Instrument Date	Dec 10, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 RIGGS CT, FREDERICK, MD 21703-6101

Mortgage

Document Number	0012760378
Date	Dec 18, 2018
Instrument	12760/378

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 6, 2019
Property Address	508 RIGGS CT, FREDERICK, MD 21703-6101
Document Number	0128270020
Book / Page	012827 / 000020
Instrument Date	Dec 10, 2018
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	508 RIGGS CT FREDERICK MD 217036101, FREDERICK, MD 21703-6101

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,167 (+37.23%)	$279,300 (+24.91%) Land $120,000 Building $159,300
2025	$4,169.00 (+43.61%)
2023	$2,903.00 Homeowner's exemption	$176,467	$223,600 Land $85,000 Building $138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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