508 Pilgrim Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 508 Pilgrim Rd, Ellenboro, NC 28040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1948
Lot Size	3.68 acres (160,301 sqft)
Owner	Individual Name on File
Tax Bill	$567 (2022)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0321448`

Property Details

APN / Parcel Number

Primary APN	`0321448`
Alternative APNs	`321448` `4126`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,124 sqft Heated Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	160,301 sqft (3.68 acres)
Porch	Porch
Porch Area	224 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air

Location & Zoning

Account Number	4126
Old Parcel Number	0321448
Street Address	508 PILGRIM RD
City	ELLENBORO
State	NC
Zip	28040-7672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1568012762430000; RES WEBB CRK RD 1983
Legal Block	1
Legal Lot Number	75
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COLFAX
Census Block Group	3
Census Block	3007
Census Tract	961001

Owner

508 Pilgrim Rd is owned and occupied by an individual.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Mailing Address	508 PILGRIM RD, ELLENBORO, NC 28040-7672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	000014E267
Record Updated	Jun 7, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 22, 2025
Property Address	508 PILGRIM RD, ELLENBORO, NC 28040-7672
Document Number	0020981983
Book / Page	2098 / 1983
Map Reference	MB 345 PG 579
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	484 PILGRIM RD, ELLENBORO, NC 28040-7671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 PILGRIM RD, ELLENBORO, NC 28040-7672

Mortgage

Document Number	0020981986
Date	Dec 22, 2025
Book Page	2098/1986

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	508 PILGRIM RD, ELLENBORO, NC 28040-7672
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020130436
Date	Jul 23, 2018
Book Page	2013/436
Instrument	201800000736

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 13, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$140,200 Land $31,300 Building $108,900	$140,200 Land $31,300 Building $108,900
2022	$567.00
2021	$567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Pilgrim Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Pilgrim Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD COMM WATER SYSTEM public/private · serves 1,867 people · EPA ID NC0181050
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Spectrum Fiber	1,000 / 1,000

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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