Chesapeake City property record for 508 Owens Ter, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,660 sqft · built 1991 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,000 (Jul 2018) |
| Tax Bill | $4,255 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Feb 2022 Refinance + 1 more |
| APN | 0346009000030 |
| Primary APN | 0346009000030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Upper Floors Area | 1,064 sqft |
| Attic | Attic |
| Attic Area | 421 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,716 sqft (0.246 acres) |
| Lot Dimensions | 123 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 421 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 306 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 508 OWENS TER |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 3 HULEN ESTATES SEC 2 |
| Legal Subdivision | OWENS TERRACE/HULEN ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21402 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 508 OWENS TER, CHESAPEAKE, VA 23323-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jul 20, 2018 | Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on Record |
| Deed Sale | Jul 20, 2018 · Amount on Record |
| Prior Sale | Jul 8, 2014 · Amount on Record |
| Deed Document Number | 201819338 |
| Deed Book / Page | 9935 / 1680 |
| Last Transfer Date | Jul 5, 2024 |
| Transfer Doc | 010766/799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 508 OWENS TER, CHESAPEAKE, VA 23323-3237 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00010607/3 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 10607/3 |
| Instrument | 220030733 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 508 OWENS TER, CHESAPEAKE, VA 23323-3237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10515/1918 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 10515/1918 |
| Instrument | 220003746 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 20, 2018 |
| Property Address | 508 OWENS TER, CHESAPEAKE, VA 23323-3237 |
| Document Number | 9935/1680 |
| Book / Page | 9935 / 1680 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 180019338 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLEQUEST AGENCY INC, TITLEQUEST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 OWENS TER, CHESAPEAKE, VA 23323-3237 |
| Document Number | 180019339 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 180019339 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,255.00 (+2.11%) | $421,300 (+4.64%) Land $140,000 Building $281,300 | $421,300 (+4.64%) Land $140,000 Building $281,300 |
| 2024 | $4,167.00 (+32.24%) | ||
| 2023 | $402,600 (+6.56%) Land $125,000 Building $277,600 | $402,600 (+6.56%) Land $125,000 Building $277,600 | |
| 2022 | $377,800 Land $115,000 Building $262,800 | $377,800 Land $115,000 Building $262,800 | |
| 2019 | $3,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 61 (1988–2020) |
| Claims Outside the SFHA | 13 of 61 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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